Active
$379,000

1505 N High Street, Lake City, MN, 55041

2  Bedrooms2  Bathrooms1,678  Square Feet0.34  Acres
Days on market134
Year built1978
Garage spaces2
Potential $8,370buyer credit when you buy with SODL
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About this home

UNIQUE SWISS CHALET, featuring dramatic living room windows with spectacular views of Lake Pepin and the Mississippi River. This distinctive two-bedroom, two-bath home blends character, comfort, and efficiency with an iconic A-frame architecture and a spiral staircase leading to a versatile loft overlooking the water—perfect for a bedroom, office, or family room. The home features hardwood floors, abundant storage, and numerous updates, including cedar siding, newer windows with custom automatic blinds, luxury vinyl plank flooring, furnace, central air, roof, high-end stainless steel appliances, granite countertops, and an on-demand water heater. This home features a cozy fireplace with a temperature-controlled pellet stove, with an additional pellet stove in the basement along with durable insulated concrete block construction for added efficiency. Experience beautiful sunrises from the front patio and spectacular sunsets in the landscaped backyard, complete with mature gardens, gazebo, pergola, fruit trees, and multiple outdoor living spaces. Additional features include three storage sheds, a generator hookup, chair lift, and an RV parking pad with water and sewer hookups and electricity. Enjoy the luxury of your own .34-acre retreat with beautiful Lake Pepin views and the added value of NO HOA fees! Some furniture to be included with the home! Just one block from the water, River Walk, and restaurants, with numerous amenities within walking distance. This one-of-a-kind property is ideal as a year-round home, second home, or vacation rental - subject to local regulations. Don't miss this unique opportunity to enjoy the beauty and lifestyle of Lake Pepin!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsOne and One Half
Living area1,678 sqft
Above-grade finished1,214 sqft
Below-grade finished464 sqft
Lot size0.34 acres (90x165)
Days on market134
ListedJul 2, 2026
MLS #NST7096748
CountyGoodhue
SubdivisionAuditors Sub
Parcel #541000230

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 3/4 / 1 half
Heating
Forced Air, Wood Stove
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 636 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Tuckunder Garage
Patio & porch
Awning(s), Deck, Patio, Porch
Exterior features
Engineered Wood, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,066 sqft
Roof
Age 8 Years or Less
Year built
1978

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Auditors Sub
HOA
No HOA
School district
813 - Lake City
High school district
Lake City

Financial & listing details

Annual tax
$4,040 (2026)
Listed
Jul 2, 2026
Days on market
134
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths1
1/4 baths0
BasementBlock
HeatingForced Air, Wood Stove
CoolingCentral Air
Fireplaces2
LaundryLower Level
AppliancesDishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorEngineered Wood, Steel Siding
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,066 sqft
Patio/porchAwning(s), Deck, Patio, Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Tuckunder Garage
Garage spaces2
Garage size636 sqft

Financial details

Annual taxes$4,040
Tax year2026
Taxes w/ assessments4040
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District813 - Lake City
District number813
District phone6513452198
High schoolLake City
SODL flat fee brokerage
$8,370Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,370

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,455/mo
Principal & interest$1,992
Property taxes$337
Home insurance (est.)$126
%
$75,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1505 N High Street, Lake City, MN, 55041

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Listing information

MLS #NST7096748
Last reported MLS statusActive
MLS record updatedNov 9, 2026, 7:56 PM
Originally listedJul 2, 2026, 2:55 PM
Listing officeLakes Sotheby's International Realty
Co-listing officeLakes Sotheby's International Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.