Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,810 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 13 days.

Listed at

$549,900

$342/sqft

14935 County Road 51

14935 County Road 51, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms1,610 Square Feet4.94 Acres

Days on market13

Year built1925

Garage spaces3

TypeResidential

Est. $13,497buyer credit when you buy with SODL

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About this home

Country living on approximately 4.9 acres in Collegeville Township, just west of St. Joseph. This 1½-story home sits on a quiet county-road setting with mature trees, garden space, and room to spread out. Main-level living with additional space upstairs. Private well and private septic. Detached garage plus a second garage that is completely finished and heated, and a separate shed for storage, hobbies, or equipment. Easy drive to St. Joseph, St. Cloud, I-94, and the Collegeville area. A practical small-acreage home with space, privacy, and outbuildings.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1925

LevelsOne and One Half

Living area1,610 sqft

Above-grade finished1,034 sqft

Below-grade finished576 sqft

Lot size4.94 acres (611x350)

Days on market13

ListedSep 15, 2026

MLS #NST7144051

CountyStearns

Parcel #05027270000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air, Wood Stove
Cooling: Central Air
Appliances: Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 3 spaces · 40.5 x 26.5 · 1,073 sqft
Parking features: Detached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Exterior features: Steel Siding
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Combination · 900 sqft
Roof: Age 8 Years or Less, Asphalt, Rubber
Year built: 1925

Utilities

Water: Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Propane, Wood
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,810 (2026)
Tax with assessments: 1818
Listed: Sep 15, 2026
Days on market: 13
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementDaylight/Lookout Windows, Full

HeatingForced Air, Wood Stove

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Electric Dryer Hookup, Sink, Washer Hookup

AppliancesDryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Satellite Dish, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt, Rubber

FoundationCombination

Foundation area900 sqft

Lot featuresTree Coverage - Heavy

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningAgriculture

Utilities

Water sourcePrivate, Well

SewerPrivate Sewer, Septic System Compliant - Yes

FuelPropane, Wood

Parking & garage

ParkingDetached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size1,073 sqft

Financial details

Annual taxes$1,810

Tax year2026

Taxes w/ assessments1818

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$13,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,224/mo

Principal & interest$2,890

Property taxes$151

Home insurance (est.)$183

Down payment

$109,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.