Listed at
$625,000
$158/sqft

Rivers Bend

14749 Waco Street NW, Ramsey, MN, 55303
4  Bedrooms4  Bathrooms3,963  Square Feet0.48  Acres
Days on market6
Year built1989
Garage spaces3
TypeResidential
Est. $15,750buyer credit when you buy with SODL
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About this home

WELCOME HOME! Stunning home on the Rum River! Recent updates include: cedar roof professionally treated and deep-cleaned (June 2026), BRAND NEW carpet on the main level, fresh paint on the main level, NEW showers, toilets, and countertops in the upstairs bathrooms (completed spring 2026), newer siding, new garage heater (2025), newer sliding glass door, and front steps sealed and painted (2026). The furnace internal parts have been replaced (essientally a brand new furnace!) and it was just checked by Service Plus and good to go! - creating a move-in-ready feel for the next owners! The layout is designed for flexibility with multiple living areas, a dedicated main-level office, and an easy flow between spaces—ideal for everyday living and entertaining! The kitchen and dining area open onto a private backyard overlooking the river, creating a peaceful backdrop year-round. Upstairs, you’ll find four bedrooms on one level, including a spacious primary suite, along with a large bonus room. The finished lower level adds additional room to relax, gather, or entertain - especially with the large wet bar! Additional highlights include a three-season porch, main-level laundry, and an oversized heated garage with epoxy floors. Well-positioned near parks and trails, this home delivers both convenience and a sense of retreat in a truly scenic setting!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1989
LevelsTwo
Living area3,963 sqft
Above-grade finished3,132 sqft
Below-grade finished831 sqft
Lot size0.48 acres (102X200X90X201)
Days on market6
ListedSep 25, 2026
MLS #NST7150843
CountyAnoka
SubdivisionRivers Bend
Parcel #253225120071

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 2 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electronic Air Filter, Exhaust Fan, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 908 sqft
Parking features
Attached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Enclosed, Patio, Porch
Exterior features
Stone
View
River

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,100 sqft
Roof
Age Over 8 Years, Wood
Year built
1989

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Rivers Bend
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$7,862 (2026)
Listed
Sep 25, 2026
Days on market
6 · 115 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths0
Half baths2
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesCooktop, Dishwasher, Disposal, Dryer, Electronic Air Filter, Exhaust Fan, Microwave, Refrigerator, Trash Compactor, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room
AmenitiesBalcony, Ceiling Fan(s), Kitchen Center Island, Patio, Porch, Vaulted Ceiling(s), Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, 4 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone
RoofAge Over 8 Years, Wood
FoundationBlock
Foundation area1,100 sqft
Patio/porchEnclosed, Patio, Porch
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces3
Garage size908 sqft

Financial details

Annual taxes$7,862
Tax year2026
Taxes w/ assessments7862
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$15,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $15,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,148/mo
Principal & interest$3,285
Property taxes$655
Home insurance (est.)$208
%
$125,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14749 Waco Street NW, Ramsey, MN, 55303

Listing information

MLS #NST7150843
StatusActive
Last updatedOct 1, 2026, 10:09 AM
Originally listedOct 1, 2026, 12:00 AM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.