Does this property have an HOA?

Yes. The HOA fee is $495 per month.

What are the annual property taxes?

Annual property taxes are $164 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 37 days.

Listed at

$124,900

$145/sqft

14648 Ridgeway Road

14648 Ridgeway Road, Crosslake, MN, 56442

2 Bedrooms1 Bathroom860 Square Feet0.25 Acres

Days on market37

Year built1990

Garage spaces1

HOA / month$495

TypeResidential

Est. $747buyer credit when you buy with SODL

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About this home

Don't miss this two bedroom, two bath home right in Crosslake! The property features many updates including flooring, updated kitchen, and so much more. Outside you will enjoy the convenience of the oversized one car garage perfect for projects, parking, or storage. Enjoy up north living at its finest, Schedule Your Showing Today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1990

LevelsOne

Living area860 sqft

Above-grade finished860 sqft

Below-grade finished0 sqft

Lot size0.25 acres (100x100)

Days on market37

ListedAug 17, 2026

MLS #NST7124816

CountyCrow Wing

Parcel #14461340

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 20x28 · 560 sqft
Parking features: Detached Garage
Patio & porch: Front Porch
Exterior features: Vinyl
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Other
Foundation: Other · 800 sqft
Roof: Asphalt
Year built: 1990

Utilities

Water: City Water/Connected
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Natural Gas
Electric: Circuit Breakers
Land lease: Yes · $495

Community & HOA

HOA: $495/month
HOA name: Chatham Acquisition LLC d/b/a Chatham Pa
HOA phone: 2186922400
HOA includes: Sewer, Water
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $164 (2026)
Listed: Aug 17, 2026
Days on market: 37
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Main Level, Washer Hookup

AppliancesDryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesMain Floor Primary Bedroom, Porch, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAsphalt

FoundationOther

Foundation area800 sqft

Patio/porchFront Porch

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerSeptic System Compliant - Yes, Shared Septic

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces1

Garage size560 sqft

Financial details

Annual taxes$164

Tax year2026

Taxes w/ assessments164

Assessment pendingNo

HOA fee$495

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$747Estimated buyer credit

SODL platform fee $3,000Your buyer credit $747

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,207/mo

Principal & interest$656

Property taxes$14

Home insurance (est.)$42

HOA fees$495

Down payment

$24,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.