Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,462 (2026).

What school district is this property in?

This property is in the 129 - Montevideo school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 31 days.

Listed at

$415,000

$173/sqft

Oak Bluff Add

1409 Oak Drive, Montevideo, MN, 56265

4 Bedrooms2 Bathrooms2,401 Square Feet0.421 Acres

Days on market31

Year built1977

Garage spaces2

TypeResidential

Est. $9,450buyer credit when you buy with SODL

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About this home

"Hello Beautiful!" This breathtaking beautiful 4 bedroom/2 bath home checks ALL the boxes when it comes to modern amenities, spacious living, privacy, and multiple areas of living space to enjoy year-round! Having purchased the home just 8 years ago, Sellers have made over $135,000 of updates & improvements to this lovely property; including but not limited to: Full custom designed kitchen/dining room with custom cabinetry, center island with granite counter, tiled backsplash, brand new Samsung appliances, custom-built wine & spirits cabinet with built-in beverage fridge, lighted glass and granite counter to match the center island, and a cozy built-in reflection bench - completed in 2020; New Furnace, Air Conditioner & Water Heater in 2020; Installation of new RO Water System in 2021; Brand New Roof, Siding, Gutters & Gutter-guards in 2022; New Water Softener & Bathroom toilets in 2023; and Brand New Garage Door & Opener in 2025. Located on beautiful Oak Drive, this lovely one-level home includes main level living with two bedrooms and a full bath on the main floor, a detached 2-car garage with extended concrete driveway; the 90' x 200' (.4 acre) wooded lot that is the back drop to the 4 season porch/living room on the main floor; the walkout deck (great for grilling); the 3-season screened-in porch w/ beautiful tiled flooring and soft romantic lighting; and the outdoor pebble stone patio with firepit. The fully finished basement offers a cozy family room with gas fireplace, 2 additional bedrooms, a 3/4 bath, laundry room, a large storage room, hall closet & storage room under the stairway. Truly a "MUST SEE," this home welcomes you from the moment you arrive! Schedule your today, to stay forever tomorrow!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsOne

Living area2,401 sqft

Above-grade finished1,313 sqft

Below-grade finished1,088 sqft

Lot size0.421 acres (90'x200')

Days on market31

ListedAug 27, 2026

MLS #NST7134800

CountyChippewa

SubdivisionOak Bluff Add

Parcel #703500220

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Laundry: In Basement

Property

Levels / stories: One
Garage: 2 spaces · 20x22 · 440 sqft
Parking features: Detached Garage, Concrete, Garage Door Opener
Patio & porch: Deck, Rear Porch, Screened
Exterior features: Vinyl
Lot size: 0.421 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,088 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1977

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Oak Bluff Add
HOA: No HOA
School district: 129 - Montevideo
High school district: Montevideo

Financial & listing details

Annual tax: $4,462 (2026)
Tax with assessments: 5440
Listed: Aug 27, 2026
Days on market: 31 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drainage System, Egress Window(s), Full, Owner Access, Storage Space, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryIn Basement

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Porch, Tile Floors

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,088 sqft

Patio/porchDeck, Rear Porch, Screened

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$4,462

Tax year2026

Taxes w/ assessments5440

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District129 - Montevideo

District number129

District phone3202698833

High schoolMontevideo

SODL flat fee brokerage

$9,450Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,450

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,691/mo

Principal & interest$2,181

Property taxes$372

Home insurance (est.)$138

Down payment

$83,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.