Active
$924,900

13733 Terrace Road NE, Ham Lake, MN, 55304

5  Bedrooms5  Bathrooms4,704  Square Feet1.08  Acres
Days on market53
Year built2017
Garage spaces5
Potential $24,747buyer credit when you buy with SODL
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About this home

Discover exceptional craftsmanship and thoughtful design in this stunning 5-bedroom home! A grand foyer featuring a hand-carved entry door sets the tone for the impressive spaces throughout. Four bedrooms offer private baths, providing comfort and privacy for family and guests. Relax on the expansive wrap-around front porch or entertain on the spacious backyard patio. Interior highlights include LVP and marble tile flooring, custom cabinetry and windows, and zoned in-floor heating in select areas. The insulated, heated 5-car garage offers incredible space, while a generous walk-in pantry with a convenient garage pass-through makes unloading groceries effortless. Situated on a large corner lot, this distinctive home offers easy access to shopping, dining, parks, trails, and nearby Majestic Oaks and Bunker Hills golf clubs. An outstanding blend of timeless character, modern comfort, and everyday functionality!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2017
LevelsTwo
Living area4,704 sqft
Above-grade finished4,704 sqft
Below-grade finished0 sqft
Lot size1.08 acres (Irregular)
Days on market53
ListedSep 18, 2026
MLS #NST7146462
CountyAnoka
SubdivisionMajestic Oaks West
Parcel #313223240029

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Boiler, Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
5 spaces · 38x30 · 1,140 sqft
Parking features
Attached Garage, Asphalt, Heated Garage, Insulated Garage, Tandem Garage
Patio & porch
Composite Decking, Patio, Porch, Wrap Around
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,820 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2017

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Majestic Oaks West
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$6,201 (2026)
Listed
Sep 18, 2026
Days on market
53
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementDrain Tiled, Egress Window(s), Full, Sump Pump, Unfinished
HeatingBoiler, Forced Air, In-Floor Heating
CoolingCentral Air
LaundryGas Dryer Hookup, Laundry Room, In Unit, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationPoured Concrete
Foundation area1,820 sqft
Patio/porchComposite Decking, Patio, Porch, Wrap Around
Lot featuresCorner Lot, Tree Coverage - Light
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage, Tandem Garage
Garage spaces5
Garage size1,140 sqft

Financial details

Annual taxes$6,201
Tax year2026
Taxes w/ assessments6201
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$24,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $24,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,686/mo
Principal & interest$4,861
Property taxes$517
Home insurance (est.)$308
%
$184,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13733 Terrace Road NE, Ham Lake, MN, 55304

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Listing information

MLS #NST7146462
Last reported MLS statusActive
MLS record updatedNov 12, 2026, 8:15 PM
Originally listedSep 22, 2026, 12:00 AM
Listing officeHome Avenue Flat Fee Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.