Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,209 (2026).

What school district is this property in?

This property is in the 624 - White Bear Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

No photos available

Listed at

$410,000

$231/sqft

Country Ponds

13540 Fiona Avenue N, Hugo, MN, 55038

3 Bedrooms2 Bathrooms1,774 Square Feet0.298 Acres

Days on market0

Year built1995

Garage spaces2

TypeResidential

Est. $9,300buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome to this beautifully maintained, pre-inspected four-level split situated on a corner lot in Hugo! Clean, move-in ready, and thoughtfully designed with multiple living and entertaining spaces, this home has so much to offer. Step inside to discover vaulted ceilings that create a bright, open feel throughout the main level. The kitchen features stainless steel appliances and a charming bay window, while the informal dining area flows into the inviting living room, complete with a freestanding gas stove bringing warmth to the room, and access to the maintenance-free back deck. Upstairs, a versatile dining or sitting area offers additional space to gather and unwind. The upper level also features a spacious primary bedroom with a walk-in closet, a second bedroom, and a full bathroom. The lower level provides even more room to spread out, featuring a third bedroom, a 3/4 bathroom, and a welcoming family room with a gas fireplace insert, dry bar, and walkout access to the backyard. The basement offers a dedicated office, along with a utility and laundry room equipped with front-loading washer and dryer, utility sink, and additional storage. Outside, enjoy beautiful landscaping, a backyard fire pit perfect for gathering with friends and family, and a convenient storage shed. Additional highlights include an attached two-car garage, all new Anderson windows and doors (2018), and a freshly seal-coated driveway. The washer, dryer, range, and kitchen faucets are also newer. With its flexible layout, inviting indoor and outdoor spaces, and the added peace of mind of a pre-inspection, this home is ready for its next chapter. Schedule your showing today!

View this property at

Date

Oct 9, 2026

Time

10pm – 11pm

Address

13540 Fiona Avenue N, Hugo, MN, 55038

Listed By: Keller Williams Preferred Rlty • NST7149829 • Source: Property Details provided by NorthstarMLS and may not match the public record.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1995

LevelsFour or More Level Split

Living area1,774 sqft

Above-grade finished1,224 sqft

Below-grade finished550 sqft

Lot size0.298 acres (130x98)

Days on market0

ListedOct 9, 2026

MLS #NST7149829

CountyWashington

SubdivisionCountry Ponds

Parcel #2903121230020

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 432 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch: Deck
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,224 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1995

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Country Ponds
HOA: No HOA
School district: 624 - White Bear Lake
High school district: White Bear Lake

Financial & listing details

Annual tax: $4,209 (2026)
Tax with assessments: 4212
Listed: Oct 9, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Partially Finished, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryIn Basement, Lower Level, Sink

AppliancesDishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,224 sqft

Patio/porchDeck

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size432 sqft

Financial details

Annual taxes$4,209

Tax year2026

Taxes w/ assessments4212

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District624 - White Bear Lake

District number624

District phone6514077500

High schoolWhite Bear Lake

SODL flat fee brokerage

$9,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,642/mo

Principal & interest$2,155

Property taxes$351

Home insurance (est.)$137

Down payment

$82,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.