Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,586 (2024).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 631 days.

Listed at

$225,000

$114/sqft

Phelps Add

134 Phelps Street, Owatonna, MN, 55060

4 Bedrooms2 Bathrooms1,981 Square Feet0.24 Acres

Days on market631

Year built1916

Garage spaces1

TypeResidential

Est. $3,750buyer credit when you buy with SODL

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About this home

2 story charmer with lots of original charm! Bedroom, full bath, kitchen, dining and living room all on main level. 3 bedrooms and full bath upstairs. Nice fenced-in back yard. Unfinished basement with tons of storage. Call today for private tour!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1916

LevelsTwo

Living area1,981 sqft

Above-grade finished1,781 sqft

Below-grade finished200 sqft

Lot size0.24 acres (156x66)

Days on market631

ListedJan 6, 2025

MLS #NST6645691

CountySteele

SubdivisionPhelps Add

Parcel #171010114

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Boiler
Cooling: Window Unit(s)
Appliances: Dishwasher, Double Oven, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 1 space
Parking features: Detached
Fencing: Chain Link
Lot size: 0.24 acres
Lot dimensions: 156x66

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Metal Siding
Foundation: 1,072 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1916

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: Circuit Breakers

Community & HOA

Subdivision: Phelps Add
HOA: No HOA
School district: Owatonna

Financial & listing details

Annual tax: $2,586 (2024)
Tax with assessments: 2586.0000
Listed: Jan 6, 2025
Days on market: 631 · 1 cumulative

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFull, Unfinished

HeatingBoiler

CoolingWindow Unit(s)

AppliancesDishwasher, Double Oven, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,072 sqft

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingDetached

Garage spaces1

Garage size0 sqft

Financial details

Annual taxes$2,586

Tax year2024

Taxes w/ assessments2586.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number761

District phone507-444-8610

High schoolOwatonna

SODL flat fee brokerage

$3,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,473/mo

Principal & interest$1,182

Property taxes$216

Home insurance (est.)$75

Down payment

$45,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.