Active
$305,000

13308 Settler Trail, Merrifield, MN, 56465

3  Bedrooms1  Bathroom1,480  Square Feet5.09  Acres
Days on market0
Year built2022
ParkingGravel
Potential $6,150buyer credit when you buy with SODL
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About this home

Discover the perfect blend of modern comfort, peaceful country living, and convenience at 13308 Settler Trail in Merrifield! Built in 2021 with Insulated Concrete Forms from floor to rafters and situated on 5.09 beautiful acres, this thoughtfully designed, one-level home offers 3 bedrooms, 1 bathroom, and an inviting open-concept kitchen, dining, and living area ideal for everyday living and entertaining. The in floor heating will provide warm floors on those cold winter mornings through 2 different zones and the mini-split supplies air conditioning and heat as well. The floors are stamped concrete throughout the majority of the home as well. The bathroom features a luxurious steam shower, adding a spa-like touch to this newer home. Step outside to the back patio and take in the peaceful views of the neighboring pond and wetlands, where abundant wildlife provides year-round opportunities to enjoy nature right from your backyard. The property has recently planted apple and plum trees, raised garden beds,for all your gardening needs, and a variety of perennial plantings, creating a beautiful setting for gardening enthusiasts and outdoor lovers alike. With over 5 acres to enjoy, there is room to spread out, explore, and potentially add a garage to suit your needs. Conveniently located just a short drive from Brainerd, this property offers easy access to the lakes, recreation, shopping, dining, golfing, and year-round amenities that make the Brainerd Lakes Area such a desirable place to call home. Whether you're looking for a peaceful primary residence, a low-maintenance retreat, or a property with room to grow, this one offers a unique opportunity to enjoy the best of country living without sacrificing convenience!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2022
LevelsOne
Living area1,480 sqft
Above-grade finished1,480 sqft
Below-grade finished0 sqft
Lot size5.09 acres (574x472x210x621)
Days on market0
ListedNov 10, 2026
MLS #NST7171392
CountyCrow Wing
SubdivisionHomestead First Add
Parcel #53300507

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Ductless Mini-Split, In-Floor Heating
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Microwave, Range, Refrigerator, Tankless Water Heater

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Patio
Exterior features
Vinyl
Other structures
Storage Shed
Lot size
5.09 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, ICFs (Insulated Concrete Forms)
Foundation
ICFs (Insulated Concrete Forms) · 1,480 sqft
Roof
Age 8 Years or Less, Unspecified Shingle
Year built
2022

Utilities

Water
Drilled
Sewer
Mound Septic
Fuel
Propane
Electric
Circuit Breakers

Community & HOA

Subdivision
Homestead First Add
HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$2,150 (2026)
Listed
Nov 10, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingDuctless Mini-Split, In-Floor Heating
CoolingDuctless Mini-Split
Fireplaces1
LaundryLaundry Room
AppliancesDishwasher, Microwave, Range, Refrigerator, Tankless Water Heater
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup
AccessibilityNo Stairs External, No Stairs Internal
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Unspecified Shingle
FoundationICFs (Insulated Concrete Forms)
Foundation area1,480 sqft
Patio/porchPatio
Lot featuresIrregular Lot, Tree Coverage - Light, Underground Utilities, Wetlands
Road frontagePaved Streets, Township
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled
SewerMound Septic
FuelPropane

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$2,150
Tax year2026
Taxes w/ assessments2150
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$6,150Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,150

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,884/mo
Principal & interest$1,603
Property taxes$179
Home insurance (est.)$102
%
$61,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13308 Settler Trail, Merrifield, MN, 56465

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Listing information

MLS #NST7171392
Last reported MLS statusActive
MLS record updatedNov 13, 2026, 11:08 AM
Originally listedNov 13, 2026, 12:00 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.