Active
$165,000

1318 2nd Street S, Saint Cloud, MN, 56301

2  Bedrooms2  Bathrooms1,364  Square Feet0.1  Acres
Days on market0
Year built1920
Garage spaces1
Potential $1,950buyer credit when you buy with SODL
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About this home

Welcome to a home full of potential and possibilities! Conveniently located near Lake George in Saint Cloud, this property offers a spacious living room, a four-season porch/sunroom, a formal dining area, and a generously sized kitchen complete with a pantry and convenient access to the backyard. The fully fenced yard provides plenty of space for outdoor activities, entertaining, or simply relaxing. With some fresh paint already completed, this home is ready for its next owner to bring their vision and personal touches to life. Whether you're a first-time buyer looking to build sweat equity or someone who enjoys transforming a property into something special, this home presents a wonderful opportunity. The property is being sold as-is and would benefit from additional cleaning, cosmetic updates, and general TLC. With its functional layout, desirable features, and convenient location near shopping, dining, parks, and everyday amenities, this home has the potential to shine once again. Bring your ideas and imagine the possibilities!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1920
LevelsTwo
Living area1,364 sqft
Above-grade finished1,364 sqft
Below-grade finished0 sqft
Lot size0.1 acres (49x90)
Days on market0
ListedOct 19, 2026
MLS #NST7160971
CountyStearns
SubdivisionWolters Add To St Cloud
Parcel #82526780000

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
1 space · 500 sqft
Parking features
Detached Garage
Exterior features
Stucco, Vinyl
Fencing
Wood
Lot size
0.1 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 984 sqft
Roof
Asphalt
Year built
1920

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

Subdivision
Wolters Add To St Cloud
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,480 (2025)
Tax with assessments
1488
Listed
Oct 19, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Full
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Washer Hookup
AppliancesDryer, Microwave, Range, Refrigerator, Washer
DiningSeparate/Formal Dining Room
AccessibilityNone

Exterior & lot

ExteriorStucco, Vinyl
RoofAsphalt
FoundationBlock
Foundation area984 sqft
Lot featuresCorner Lot, Irregular Lot, Tree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size500 sqft

Financial details

Annual taxes$1,480
Tax year2025
Taxes w/ assessments1488
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$1,950Estimated buyer credit
SODL platform fee $3,000Your buyer credit $1,950

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,045/mo
Principal & interest$867
Property taxes$123
Home insurance (est.)$55
%
$33,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1318 2nd Street S, Saint Cloud, MN, 56301

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Listing information

MLS #NST7160971
Last reported MLS statusActive
MLS record updatedOct 22, 2026, 10:09 AM
Originally listedOct 22, 2026, 12:00 AM
Listing officeeXp Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.