Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,204 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 376 days.

Listed at

$339,900

$160/sqft

Valley Brook Estates 1st Add

131 Circle Drive, Saint Charles, MN, 55972

5 Bedrooms2 Bathrooms2,128 Square Feet0.25 Acres

Days on market376

Year built1979

Garage spaces2

TypeResidential

Est. $7,197buyer credit when you buy with SODL

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About this home

This pre-inspected beautifully updated home has an open feel while offering separate spaces for everyone. You will enjoy all of the updates throughout this 5 bedroom, 2 bath home. A large kitchen opens up to the living and dining space, along with 2 bedrooms and full bath. In the lower level, a large family room is wonderful and inviting. A full bath and 2 bedrooms and a utility room complete this space. Most renovations were completed within the past 2 years; modern, airy, and bright from floor to ceiling. Book your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1979

LevelsSplit Entry (Bi-Level)

Living area2,128 sqft

Above-grade finished1,088 sqft

Below-grade finished1,040 sqft

Lot size0.25 acres (90x125)

Days on market376

ListedSep 11, 2025

MLS #NST6787782

CountyWinona

SubdivisionValley Brook Estates 1st Add

Parcel #290850180

Facts & features

Interior

Bedrooms: 5
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 564 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Pool: None
Fencing: None
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Concrete
Foundation: 1,040 sqft
Roof: Age Over 8 Years
Year built: 1979

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Valley Brook Estates 1st Add
HOA: No HOA
School district: St. Charles

Financial & listing details

Annual tax: $3,204 (2025)
Listed: Sep 11, 2025
Days on market: 376 · 89 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Lower Level

AppliancesCooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom, Satellite Dish, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years

Foundation area1,040 sqft

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size564 sqft

Financial details

Annual taxes$3,204

Tax year2025

Taxes w/ assessments3204

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2305

District phone5079324423

High schoolSt. Charles

SODL flat fee brokerage

$7,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,167/mo

Principal & interest$1,786

Property taxes$267

Home insurance (est.)$113

Down payment

$67,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.