Listed at
$2,750,000
$574/sqft

13001 Twilight Road

13001 Twilight Road, Kathio Twp, MN, 56359
4  Bedrooms3  Bathrooms4,791  Square Feet1.76  Acres
Days on market305
Year built1935
Garage spaces4
TypeResidential
Est. $79,500buyer credit when you buy with SODL
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About this home

Thoughtfully presenting, Stone House on the Lake, a timepiece estate and carriage house sitting on 1.76 acres, with more than 400 feet of shoreline on Mille Lacs Lake. The amount of history and craftsmanship that went into creating this estate, is so phenomenal and rare to find. The home's stone exterior was hand-masoned from stones pulled up from the lake itself. From the 100+ "heart" stones that were carefully hidden around the exterior, to the history of this property being the very first off-site bank record storage location during the Cold War, featuring 3' thick solid foundation walls, bomb-proof hidden vault, and gun-proof windows in the basement - now turned wine cellar - this estate has such rich character. This property features an expansive, structurally engineered lakeside patio and fire-pit that are designed to host many guests, events, and withstand the beauty of the lake's powerful waves.  If you're looking for an iconic home, or a commercial/rental opportunity, this gem of a home comes with an established commercial Airbnb and VRBO business presence, and lengthy 5-star reviewed guest book. This home has hosted weddings, anniversaries, and award-winning tournament fishing teams/families. Inside features that you won't be able to replicate include: vaulted and hand-carved beam ceilings, original stone fireplaces, original restored French windows, original pegged oak hardwood floors, high-end commercial-grade kitchen appliances, French doors, and custom finishes that were curated across the world. The primary suite is its own entire haven - featuring its own wood-burning fireplace, and an absolutely jaw-dropping ensuite bathroom that leads you through to a private workout or flex room, and primary laundry. Cozy up in the family cabin room, spread out in the upper level bunk room, or host events in the many outdoor gardens. The carriage house or guest house works perfect as an office or studio with a bathroom, gathering spaces on two levels, laundry, an extra garage space and garden storage. This separate additional dwelling unit offers potential for it's new owner to have onsite home or health care, rental income, or just an additional space for entertaining guests during their stays. The attached oversized attached 3-car garage is perfect for storing cars, boats, and toys.  Mille Lacs is not only one of Minnesota's largest lakes with 132,500-acres, stocked with the trophy-size fish, and has a history of hosting renowned fishing tournaments and people who travel nationwide to compete and spend both winters and summers here. Bassmaster named Mille Lacs Lake in their top 10 calling it a “small mouth paradise”. Walleye, muskie and northern pike are also on their top species category.  This is the type of home that stays passed down within your family for many generations, and doesn't come available to the market. The current owners have taken pride in how much love, care, and restoration has gone into this property over the past 40+ years. This is a once in a lifetime opportunity, a once in a lifetime estate, and truly one of the most special pieces of history that cannot be replicated in Minnesota.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1935
LevelsOne and One Half
Living area4,791 sqft
Above-grade finished4,292 sqft
Below-grade finished499 sqft
Lot size1.76 acres (See Parcel Map)
Days on market305
ListedNov 6, 2025
MLS #NST6814914
CountyMille Lacs
Parcel #090121000

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Fuel Tank - Owned, Humidifier, Microwave, Other, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories
One and One Half
Garage
4 spaces · 36x30 · 1,471 sqft
Parking features
Attached Garage, Detached, Concrete, Floor Drain, Garage Door Opener, Multiple Garages, Other, Storage
Other structures
Bunk House, Guest House, Second Residence, Studio, Storage Shed
View
East, Lake, North, Panoramic
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick/Stone, Stucco
Foundation
3,856 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Pitched
Year built
1935

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
Onamia

Financial & listing details

Annual tax
$9,014 (2025)
Tax with assessments
9014.0000
Listed
Nov 6, 2025
Days on market
305 · 4 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Concrete, Storage/Locker, Storage Space, Sump Basket, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces3
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Fuel Tank - Owned, Humidifier, Microwave, Other, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Pitched
Foundation area3,856 sqft
Lot featuresAccessible Shoreline, Irregular Lot, Some Trees
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes

Parking & garage

ParkingAttached Garage, Detached, Concrete, Floor Drain, Garage Door Opener, Multiple Garages, Other, Storage
Garage spaces4
Garage size1,471 sqft

Financial details

Annual taxes$9,014
Tax year2025
Taxes w/ assessments9014.0000
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number480
District phone320-532-4174
High schoolOnamia
SODL flat fee brokerage
$79,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $79,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$16,120/mo
Principal & interest$14,452
Property taxes$751
Home insurance (est.)$917
%
$550,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13001 Twilight Road, Kathio Twp, MN, 56359

Listing information

MLS #NST6814914
StatusActive
Last updatedDec 1, 2025, 2:50 PM
Originally listedNov 27, 2025, 6:00 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.