Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,629 (2026).

What school district is this property in?

This property is in the 831 - Forest Lake school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$450,000

$178/sqft

Hardwood Hills

12969 182nd Street N, Marine On Saint Croix, MN, 55047

4 Bedrooms2 Bathrooms2,534 Square Feet3.576 Acres

Days on market0

Year built1979

Garage spaces2

TypeResidential

Est. $10,500buyer credit when you buy with SODL

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About this home

Nestled on 3.5 private acres directly across the street from Big Marine Lake, this spacious four-level split offers exceptional and serene countryside living. The functional multi-level layout provides generous living spaces throughout, perfectly designed for both everyday comfort and easy entertaining. Outdoor living is a highlight of the property, featuring an elevated deck ideal for hosting guests, an enclosed porch that allows you to enjoy peaceful views of your acreage in any season, and a ground-level patio perfect for relaxing evenings outdoors. Enjoy the rare combination of expansive privacy, scenic surroundings, and lake-area convenience all in one incredible home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsFour or More Level Split

Living area2,534 sqft

Above-grade finished1,754 sqft

Below-grade finished780 sqft

Lot size3.576 acres (357x485x225x438)

Days on market0

ListedOct 8, 2026

MLS #NST7157514

CountyWashington

SubdivisionHardwood Hills

Parcel #3303220430018

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 22x21 · 475 sqft
Parking features: Attached Garage, Garage Door Opener
Patio & porch: Deck, Enclosed, Rear Porch, Screened
Exterior features: Stucco
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,000 sqft
Year built: 1979

Utilities

Water: Well
Sewer: Septic System Compliant - No
Fuel: Natural Gas

Community & HOA

Subdivision: Hardwood Hills
HOA: No HOA
School district: 831 - Forest Lake
High school district: Forest Lake

Financial & listing details

Annual tax: $3,629 (2026)
Tax with assessments: 3632
Listed: Oct 8, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Exhaust Fan, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesDeck, Kitchen Window, Natural Woodwork, Patio, Tile Floors

AccessibilityNone

Exterior & lot

ExteriorStucco

FoundationBlock

Foundation area1,000 sqft

Patio/porchDeck, Enclosed, Rear Porch, Screened

Lot featuresTree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - No

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener

Garage spaces2

Garage size475 sqft

Financial details

Annual taxes$3,629

Tax year2026

Taxes w/ assessments3632

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District831 - Forest Lake

District number831

District phone6519828103

High schoolForest Lake

SODL flat fee brokerage

$10,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,817/mo

Principal & interest$2,365

Property taxes$302

Home insurance (est.)$150

Down payment

$90,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.