Does this property have an HOA?

Yes. The HOA fee is $175 per month.

What are the annual property taxes?

Annual property taxes are $1,660 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$195,000

$124/sqft

Cloverdale Twnhs Add

128 9th Avenue SE, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,570 Square Feet1048 Acres

Days on market0

Year built1981

Garage spaces1

HOA / month$175

TypeResidential

Est. $2,850buyer credit when you buy with SODL

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About this home

Amazing opportunity to own a home in Saint Joesph at a great price. This property offers plenty of of potential to make it your own. Walkable distance to downtown shops, parks, and dinning. Don't miss your chance to see this home schedule a showing today!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built1981

LevelsSplit Entry (Bi-Level)

Living area1,570 sqft

Above-grade finished840 sqft

Below-grade finished730 sqft

Lot size1048 acres (28x42)

Days on market0

ListedOct 4, 2026

MLS #NST7153972

CountyStearns

SubdivisionCloverdale Twnhs Add

Parcel #84534750081

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 1 space · 21x11 · 231 sqft
Parking features: Attached Garage, Garage Door Opener, Tuckunder Garage
Patio & porch: Deck
Exterior features: Metal
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Frame
Foundation: Block · 784 sqft
Roof: Asphalt
Year built: 1981

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cloverdale Twnhs Add
HOA: $175/month
HOA name: Cloverdale Townhouse Association
HOA phone: 3202677433
HOA includes: Building Exterior, Lawn Care, Maintenance Grounds, Snow Removal
School district: 742 - St. Cloud

Financial & listing details

Annual tax: $1,660 (2026)
Listed: Oct 4, 2026
Days on market: 0 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Microwave, Refrigerator, Washer

DiningLiving/Dining Room

AmenitiesDeck

AccessibilityNone

Exterior & lot

ExteriorMetal

RoofAsphalt

FoundationBlock

Foundation area784 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener, Tuckunder Garage

Garage spaces1

Garage size231 sqft

Financial details

Annual taxes$1,660

Tax year2026

Taxes w/ assessments1660

Assessment pendingNo

HOA fee$175

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,403/mo

Principal & interest$1,025

Property taxes$138

Home insurance (est.)$65

HOA fees$175

Down payment

$39,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.