Listed at
$425,000
$125/sqft

Birch Lake Ponds One

1270 Birch Pond Trail, White Bear Twp, MN, 55110
3  Bedrooms4  Bathrooms3,400  Square Feet0.098  Acres
Days on market31
Year built1985
Garage spaces2
HOA / month$540
TypeResidential
Est. $9,750buyer credit when you buy with SODL
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About this home

One level living at its best just minutes to White Bear Lake- a historic, scenic lakeside community known for its small-town charm and resort-town heritage. This well maintained three bedroom four bathroom townhouse is an end unit with a calming pond view and access to a common gazebo. This spacious two-story design features a kitchen offering granite countertops, abundant natural lighting, an informal dining area that has many bay windows, as well as a formal dining area that has classic parquet flooring. The main level primary bedroom has an en-suite bath with a separate tub and shower, a large walk-in closet, as well as a private sunroom. Access your deck from with the sunroom or living room that has a gas fireplace and vaulted ceilings giving this home an open expansive feel rarely found at this price point. The fully finished lower walkout level has an additional gas fireplace, bedroom, utility area with room for plenty of storage, and a screened-in porch which provides a peaceful place to relax and take in wildlife. You will have plenty of room for guests as the second level includes a loft, additional bedroom with a walk-in closet, and a full bathroom. Recent improvements include new carpeting in the living room, steps leading to the second story, as well as the entire second story, painting throughout, many new light fixtures, a new kitchen faucet, and two new storm doors. The roof was replaced in 2025, the siding was installed in 2010, and there is an existing security system that can be transferred to the new owner. Many opportunities for local parks, shopping, and dining. This home combines style, comfort, and convenience. Call for your private showing today!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built1985
LevelsTwo
Living area3,400 sqft
Above-grade finished2,300 sqft
Below-grade finished1,100 sqft
Lot size0.098 acres (COMMON)
Days on market31
ListedAug 28, 2026
MLS #NST7109821
CountyRamsey
SubdivisionBirch Lake Ponds One
Parcel #213022410014

Facts & features

Interior

Bedrooms
3
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 400 sqft
Parking features
Attached Garage, Concrete, Electric, Floor Drain, Garage Door Opener
Exterior features
Vinyl
Pool
None
Other structures
Gazebo

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Wood · 1,312 sqft
Roof
Asphalt, Pitched
Year built
1985

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Birch Lake Ponds One
HOA
$540/month
HOA name
Cedar Management
HOA phone
7633373647
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Snow Removal
HOA amenities
Common Garden, Other

Financial & listing details

Annual tax
$5,780 (2026)
Listed
Aug 28, 2026
Days on market
31
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesChandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Living/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, Skylight, Sun Room, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAsphalt, Pitched
FoundationWood
Foundation area1,312 sqft
Road frontageCity Street, Cul De Sac, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Floor Drain, Garage Door Opener
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$5,780
Tax year2026
Taxes w/ assessments5780
Assessment pendingNo
HOA fee$540
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$9,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,397/mo
Principal & interest$2,234
Property taxes$482
Home insurance (est.)$142
HOA fees$540
%
$85,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1270 Birch Pond Trail, White Bear Twp, MN, 55110

Listing information

MLS #NST7109821
StatusActive
Last updatedSep 25, 2026, 11:12 PM
Originally listedAug 28, 2026, 3:27 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.