Listed at
$394,900
$132/sqft

1260 N Main Street

1260 N Main Street, Elba, MN, 55910
4  Bedrooms3  Bathrooms2,997  Square Feet0.4  Acres
Days on market377
Year built1910
Garage spaces3
TypeResidential
Est. $8,847buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Stunning tranquil escape within driving distance of St Charles, Winona, or Rochester. This custom high end home holds multiple decks, multiple family rooms, vaulted ceilings, 4 beds 3 bathrooms including a high end master suite, large 3 car garage with additional space, many recent upgrades, almost a half acre lot, detached shed, and so much more make this a MUST SEE!

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1910
LevelsOne and One Half
Living area2,997 sqft
Above-grade finished2,997 sqft
Below-grade finished0 sqft
Lot size0.4 acres (irreg)
Days on market377
ListedSep 15, 2025
MLS #NST6789745
CountyWinona
Parcel #230000090

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
3 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
3 spaces · 1,289 sqft
Parking features
Attached Garage, Insulated Garage, Tandem, Tuckunder Garage
Lot size
0.4 acres
Lot dimensions
irreg
Lot features
Irregular Lot, Many Trees

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Wood Siding
Foundation
1,432 sqft
Year built
1910

Utilities

Water
City Water/Connected, Lake Water
Sewer
City Sewer/Connected
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
St. Charles

Financial & listing details

Annual tax
$2,400 (2024)
Tax with assessments
2400.0000
Listed
Sep 15, 2025
Days on market
377 · 82 cumulative

Interior details

Total bathrooms3
Full baths3
3/4 baths0
Half baths0
1/4 baths0
BasementPartial, Walkout
HeatingForced Air
CoolingCentral Air
AppliancesDryer, Range, Refrigerator, Washer
AccessibilityNone

Exterior & lot

Foundation area1,432 sqft
Lot featuresIrregular Lot, Many Trees
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Lake Water
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Insulated Garage, Tandem, Tuckunder Garage
Garage spaces3
Garage size1,289 sqft

Financial details

Annual taxes$2,400
Tax year2024
Taxes w/ assessments2400.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number858
District phone507-932-4423
High schoolSt. Charles
SODL flat fee brokerage
$8,847Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,847

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,407/mo
Principal & interest$2,075
Property taxes$200
Home insurance (est.)$132
%
$78,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1260 N Main Street, Elba, MN, 55910

Comparable homes

Listing information

MLS #NST6789745
StatusActive
Last updatedDec 6, 2025, 7:58 PM
Originally listedSep 16, 2025, 5:18 PM
Listing officeCoffee House Real Estate LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.