126 20th Avenue N, Saint Cloud, MN, 56303
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About this home
Truly move-in ready, this clean, well cared for one-story home sits in an established Saint Cloud neighborhood close to shopping. The big projects are already done: a brand new 35-year architectural shingle roof, newer siding, new carpet, a new water heater, a new stove, stainless steel appliances, and fresh paint throughout. Just bring your furniture. The finished lower level adds valuable living space, extra storage, and your own washer and dryer, so laundromat trips become a thing of the past. With 2 bedrooms and 2 bathrooms, this home lives larger than the square footage suggests. The attached one-car garage with opener keeps you out of the Minnesota weather, and the large, three-quarter fenced backyard is a private space that’s all yours to garden, grill, and relax in, without sharing it the way you would at a rental. Tired of renting? Low down payment loan programs are available for qualifying first-time buyers, and with the seller-paid buydown, owning may cost less than you think while building equity for you instead of a landlord. Quick closing is possible. Schedule your showing today!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- None
- Appliances
- Dryer, Gas Water Heater, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 1 space · 20x9 · 180 sqft
- Parking features
- Detached Garage, Garage Door Opener, Storage
- Exterior features
- Wood
- Fencing
- Chain Link, Partial, Wood
- Lot size
- 0.12 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block
- Foundation
- Block · 624 sqft
- Roof
- Age 8 Years or Less
- Year built
- 1948
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- HIGHLAND PARK ADDN
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $1,584 (2026)
- Listed
- Sep 8, 2026
- Days on market
- 64
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
126 20th Avenue N, Saint Cloud, MN, 56303
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
