Listed at
$2,099,900
$378/sqft

Four Pines Add

12408 189th Street, Chippewa Falls, WI, 54748
3  Bedrooms5  Bathrooms5,548  Square Feet
Days on market132
Year built2023
Garage spaces3
TypeResidential
Est. $59,997buyer credit when you buy with SODL
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About this home

Nestled along the Chippewa River/Lake Wissota, this custom luxury home offers sweeping water views. An 18-foot ceiling and a 6-foot modern linear gas fireplace anchor the great room, where expansive Marvin Contemporary windows feature motorized shades. Distinctive lighting by Italian glass, Hubbardton Forge, Mooi, and Room & Board doubles as art, complementing curated, cohesive furnishings.The open-concept kitchen connects to the great room and dining area, featuring walnut cabinetry, quartz countertops, integrated Thermador appliances, and a walk-through butler’s pantry for clutter-free storage. Ideal for hosting or multi-generational living, a smooth passenger elevator connects all three levels, complemented by generous closets and integrated organization systems throughout. Multiple Samsung Frame TVs blend entertainment with art. The primary suite serves as a calm retreat with a spa-inspired bath and an Aquatica composite soaking tub. The walk-out lower level features heated concrete floors, a casual bar, a wine cellar, a TV space, and a game room with direct waterfront access. It also includes a private suite with a kitchenette, TV space, bedroom, reading nook, and bath. Outside, just 13 gentle steps lead to the shoreline. A grilling area and natural gas fire pit offer a perfect setting for outdoor dining, while the spacious deck is crafted from long-lasting architectural aluminum. Thoughtfully designed railings—combining stainless cable, tempered glass, modern screens, and rich wood—maximize views while maintaining security. An oversized, heated, fully insulated three-car garage includes an EV charger. The home features a hybrid HVAC system combining forced air and hydronic radiant floor heat. Smart home upgrades include whole-home Ethernet, security cameras, a backup generator, and keyless entry. Engineered for longevity, the low-maintenance exterior features durable Hardie Board siding and a premium textured metal roof. Adjacent to the Old Abe Trail and close to Lake Wissota Golf. Only 15 minutes to Chippewa Falls.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsOne and One Half
Living area5,548 sqft
Above-grade finished4,348 sqft
Below-grade finished1,200 sqft
Lot size0 acres (211 x 87 x 187 x 83)
Days on market132
ListedMay 19, 2026
MLS #NST7076319
CountyChippewa
SubdivisionFour Pines Add
Parcel #22908011450020625

Facts & features

Interior

Bedrooms
3
Bathrooms
5
Bath breakdown
3 full / 2 half
Heating
Forced Air, In-Floor Heating, Radiant
Cooling
Central Air
Appliances
Central Vacuum, Dishwasher, Dryer, Freezer, Microwave, Other, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
3 spaces
Parking features
Attached Garage
Patio & porch
Deck, Patio
Exterior features
Engineered Wood, Other
Waterfront
River Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 2,737 sqft
Year built
2023

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Four Pines Add
HOA
No HOA
School district
1092 - Chippewa Falls Area
High school district
Chippewa Falls Area

Financial & listing details

Annual tax
$11,433.45 (2025)
Tax with assessments
0
Listed
May 19, 2026
Days on market
132
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths3
3/4 baths0
Half baths2
1/4 baths0
BasementFull, Partially Finished, Walkout
HeatingForced Air, In-Floor Heating, Radiant
CoolingCentral Air
Fireplaces1
AppliancesCentral Vacuum, Dishwasher, Dryer, Freezer, Microwave, Other, Range, Refrigerator, Washer, Water Softener Owned
AmenitiesDeck, Patio
AccessibilityNone

Exterior & lot

ExteriorEngineered Wood, Other
FoundationPoured Concrete
Foundation area2,737 sqft
Patio/porchDeck, Patio
ZoningShoreline

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size0 sqft

Financial details

Annual taxes$11,433.45
Tax year2025
Taxes w/ assessments0
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District1092 - Chippewa Falls Area
District number1092
District phone7157262417
High schoolChippewa Falls Area
SODL flat fee brokerage
$59,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $59,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$12,689/mo
Principal & interest$11,036
Property taxes$953
Home insurance (est.)$700
%
$419,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12408 189th Street, Chippewa Falls, WI, 54748

Listing information

MLS #NST7076319
StatusActive
Last updatedSep 5, 2026, 7:22 PM
Originally listedMay 19, 2026, 12:10 PM
Listing officeWoods & Water Realty Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.