Listed at
$599,900
$247/sqft

Fremont Terrace

12400 Isle Road, Zimmerman, MN, 55398
3  Bedrooms3  Bathrooms2,426  Square Feet0.3  Acres
Days on market398
Year built1958
Garage spaces2
TypeResidential
Est. $14,997buyer credit when you buy with SODL
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About this home

Beautiful lot on Lake Fremont with 175 feet of shoreline. Located on the main lake but siding to the safe harbor of the channel with the dock system, boat slip and boat lift that can stay in year round, for the best of both worlds. Sandy beach, tons of perennial gardens and a must see stone patio and stone steps that make visiting this yard and lake truly like a walk in the park. Boat, swim and fish in this fully recreational lake. This 1958 rambler was brought in to a new basement in 1998 and has been fully engineered to include incorporation a large stylish spiral stair to the lower level. an attached garage was built as part of this renovation in 1998. the seller has obtained a variance from the city so a new owner could build a 20 x 38 garage. The home is currently used as a 2 bedroom with the third used as an office/mudroom/guest room. One of the original bedrooms was also made into a dining room and wet bar area that enjoys beautiful views of the lake along with the living room and kitchen. A new energy efficient on demand hot water heating system was put in Fall of 25. The lake facing deck has a cantilevered balcony and under decking that creates a sheltered outdoor living space for gathering and grilling that starts with the outdoor patio which extends along a path to the sandy beach. Large storage shed currently used for snowmobile storage. Covered dog kennel. Must see property with so many transitional uses. Make it your own!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1958
LevelsOne
Living area2,426 sqft
Above-grade finished1,246 sqft
Below-grade finished1,180 sqft
Lot size0.3 acres (213x142x35x300)
Days on market398
ListedAug 23, 2025
MLS #NST6777314
CountySherburne
SubdivisionFremont Terrace
Parcel #95004140360

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 20x20 · 400 sqft
Parking features
Attached Garage, Asphalt
Pool
None
Fencing
None
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Vinyl Siding
Foundation
1,246 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1958

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
200+ Amp Service

Community & HOA

Subdivision
Fremont Terrace
HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$5,080 (2025)
Tax with assessments
5080.0000
Listed
Aug 23, 2025
Days on market
398 · 98 cumulative

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
AppliancesDishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator, Water Softener Owned
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area1,246 sqft
Lot featuresAccessible Shoreline, Many Trees
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size400 sqft

Financial details

Annual taxes$5,080
Tax year2025
Taxes w/ assessments5080.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number728
District phone763-241-3400
High schoolElk River
SODL flat fee brokerage
$14,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,776/mo
Principal & interest$3,153
Property taxes$423
Home insurance (est.)$200
%
$119,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12400 Isle Road, Zimmerman, MN, 55398

Listing information

MLS #NST6777314
StatusActive
Last updatedDec 2, 2025, 5:49 PM
Originally listedAug 26, 2025, 5:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.