Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,321 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 60 days.

Listed at

$1,900,000

$789/sqft

12328 Milinda Shores Road

12328 Milinda Shores Road, Crosslake, MN, 56442

3 Bedrooms3 Bathrooms2,407 Square Feet0.35 Acres

Days on market60

Year built2015

Garage spaces2

TypeResidential

Est. $54,000buyer credit when you buy with SODL

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About this home

Experience the best of lake living on Rush Lake, part of the highly sought-after Whitefish Chain. Set on nearly 200 feet of level shoreline with breath taking panoramic lake views, this exceptional 3-bedroom, 3-bathroom retreat combines timeless Up North character with refined modern comforts. The dramatic two-story vaulted great room creates an unforgettable first impression, showcasing intricate wood craftsmanship, rich hardwood floors, and walls of windows that frame the stunning waterfront from nearly every angle. Thoughtfully updated throughout since 2024, the home features high-end appliances, quality finishes, and a seamless blend of rustic charm and contemporary style. A versatile loft provides the perfect space for a home office or additional guest accommodations, while the new lakeside sauna offers the ultimate place to unwind after a day on the water. Step outside to an expansive lakeside patio designed for entertaining, whether enjoying lakeside dining, relaxing with family and friends, or gathering around the new smokeless fire pit as the sun sets over the water. Tucked away on a quiet dead-end road, yet just minutes from area restaurants, golf, shopping, and all the amenities of the Whitefish Chain, this is a rare opportunity to own a thoughtfully crafted waterfront home where every detail has been carefully considered.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2015

LevelsTwo

Living area2,407 sqft

Above-grade finished2,407 sqft

Below-grade finished0 sqft

Lot size0.35 acres (Irregular)

Days on market60

ListedJul 30, 2026

MLS #NST7112740

CountyCrow Wing

Parcel #14070641

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 3/4 / 1 half
Heating: Ductless Mini-Split, Forced Air
Cooling: Central Air, Ductless Mini-Split
Appliances: Air-To-Air Exchanger, Chandelier, Cooktop, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: Two
Garage: 2 spaces · 491 sqft
Parking features: Attached Garage, Concrete, Floor Drain, Finished Garage, Heated Garage, Insulated Garage
Patio & porch: Covered, Deck, Front Porch, Patio
Exterior features: Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,864 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2015

Utilities

Water: Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Electric, Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $9,321 (2026)
Tax with assessments: 9346
Listed: Jul 30, 2026
Days on market: 60
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths0

3/4 baths2

Half baths1

1/4 baths0

BasementBlock, Partial, Unfinished

HeatingDuctless Mini-Split, Forced Air

CoolingCentral Air, Ductless Mini-Split

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesAir-To-Air Exchanger, Chandelier, Cooktop, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler

DiningKitchen/Dining Room

AmenitiesDeck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Panoramic View, Sauna, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,864 sqft

Patio/porchCovered, Deck, Front Porch, Patio

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Finished Garage, Heated Garage, Insulated Garage

Garage spaces2

Garage size491 sqft

Financial details

Annual taxes$9,321

Tax year2026

Taxes w/ assessments9346

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$54,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $54,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$11,395/mo

Principal & interest$9,985

Property taxes$777

Home insurance (est.)$633

Down payment

$380,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.