Sold / Closed
$385,000

Sold price · Closed Jul 20, 2026

12280 Mentzer Trail, Lindstrom, MN, 55045

2  Bedrooms1  Bathroom1,320  Square Feet1.313  Acres
Days on market44
Year built1954
Garage spaces2
Potential $10,197buyer credit when you buy with SODL

About this home

Welcome to your dream lake home! This charming 2-bedroom, 1-full-bath cottage on South Lindstrom Lake has been completely transformed since 2024 with extensive updates throughout. Set on a private 1.31-acre peninsula lot with 146 feet of direct lakeshore, this retreat offers the perfect blend of modern comfort and classic lakeside living in a quiet, wildlife-rich setting. The exterior features low-maintenance vinyl siding that requires virtually no upkeep — just enjoy the lake! Step inside the main cabin, where most of the interior has been thoughtfully updated with all-new knotty pine planking and sheetrock walls. New Luxury Vinyl Flooring (NuCore) runs throughout, supported by brand-new subflooring. Fresh ceiling paneling and recessed lighting create a bright, warm atmosphere. The spacious living area features a gas fireplace that makes the room completely cozy all winter long — perfect for relaxing after a day on the water. The brand-new kitchen includes custom cabinets, Silestone countertops and backsplash, new sink and faucet. Both bedrooms have been fully remodeled for comfort and style. You’ll love the all-new full bathroom with premium Silestone surfaces and custom cabinets, plus a brand-new laundry room complete with washer and dryer. Additional updates include a new entryway floor with Luxury Vinyl, a new 40-gallon water heater, new insulated ductwork to every vent from the furnace, and a new in-wall air conditioner for year-round comfort. Outside, enjoy the large, private yard surrounded by mature trees and abundant wildlife — ideal for boating, fishing, or simply relaxing on the screened porch with stunning lake views. The 2-car detached garage provides ample storage, and the updated septic/holding tank (installed 2024) offers peace of mind. Lake & Boating Highlights: Your 146 feet of shoreline sits on beautiful South Lindstrom Lake (approx. 455 acres). From your dock, you have direct, easy access to North Lindstrom Lake and Chisago Lake — giving you immediate enjoyment of well over 1,400 acres of connected water for boating, fishing, and recreation. When water levels are high enough for the channels and weirs to open fully, you can explore the entire Chisago Lakes chain, which encompasses over 7,000 acres across multiple connected lakes. It’s a boater’s and angler’s paradise with excellent opportunities for all skill levels. Bonus Lifestyle Perk: This property is less than a mile from Chisago Lakes Golf Course! Grab a golf cart and membership, and you’re all set — you can drive your cart straight there for a quick round or a day on the links. This prime location puts you close to town, golf courses, and Chisago Lakes High School while feeling wonderfully secluded on the peninsula. Whether you’re looking for a weekend getaway, year-round home, or investment property, this move-in-ready lakefront gem — with its extensive renovations and low-maintenance exterior — delivers unbeatable value and lifestyle. Key Recent Updates (2024–2025): New knotty pine planking & sheetrock walls throughout most of the cabin New NuCore Luxury Vinyl Flooring + new subflooring Brand-new kitchen with Silestone countertops/backsplash, custom cabinets, new sink & faucet Brand-new full bathroom with Silestone & custom cabinets New laundry room with washer & dryer New ceiling paneling + recessed lighting New entryway Luxury Vinyl floor New 40-gallon water heater New insulated ductwork to all vents from the furnace New in-wall air conditioner Updated septic/holding tank (2024)

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1954
LevelsOne
Living area1,320 sqft
Above-grade finished1,320 sqft
Below-grade finished0 sqft
Lot size1.313 acres (Irregular)
Days on market44
ListedJun 8, 2026
MLS #NST7089074
CountyChisago
SubdivisionSouth Beach
Parcel #020165100

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air, Fireplace(s)
Cooling
Wall Unit(s)
Basement
Crawl Space · 0 sqft finished

Property

Levels / stories
One
Garage
2 spaces · 726 · 726 sqft
Parking features
Detached Garage, Asphalt
Patio & porch
Deck, Rear Porch
Exterior features
Vinyl
View
Panoramic, South, West

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,320 sqft
Year built
1954

Utilities

Water
Well
Sewer
Holding Tank, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
150 Amp Service

Community & HOA

Subdivision
South Beach
HOA
No HOA
School district
2144 - Chisago Lakes
High school district
Chisago Lakes

Financial & listing details

Annual tax
$3,548 (2025)
Tax with assessments
3596
Listed
Jun 8, 2026
Days on market
44
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementCrawl Space
HeatingForced Air, Fireplace(s)
CoolingWall Unit(s)
Fireplaces1
AmenitiesDeck
AccessibilityNone
Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
FoundationOther
Foundation area1,320 sqft
Patio/porchDeck, Rear Porch
Lot featuresTree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerHolding Tank, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces2
Garage size726 sqft

Financial details

Annual taxes$3,548
Tax year2025
Taxes w/ assessments3596
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2144 - Chisago Lakes
District number2144
District phone6512132096
High schoolChisago Lakes
SODL flat fee brokerage
$10,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,754/mo
Principal & interest$2,312
Property taxes$296
Home insurance (est.)$147
%
$87,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12280 Mentzer Trail, Lindstrom, MN, 55045

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Listing information

MLS #NST7089074
Last reported MLS statusClosed
MLS record updatedJul 22, 2026, 3:05 PM
Originally listedJun 10, 2026, 2:12 PM
Listing officeReal Broker, LLC

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.