Active
$369,900

1224 20th Street NW, Rochester, MN, 55901

4  Bedrooms3  Bathrooms2,286  Square Feet0.389  Acres
Days on market0
Year built1964
Garage spaces2
Potential $8,097buyer credit when you buy with SODL
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About this home

Discover the perfect blend of character, comfort, and privacy in this beautiful 4 bedroom home situated on a spacious .39 acre wooded lot in a convenient NW neighborhood. Surrounded by mature trees and backing up the picturesque Assisi Heights property , this setting offers a rare sense of space and tranquility while keeping you close to everything you need. Inside, you will love the abundance of natural light, vaulted ceilings accented with beautiful beams, and warm, inviting fireplace that creates the perfect gathering space. The updated kitchen features stylish stone countertops and a high-end range, making it both functional and a standout space for everyday living and entertaining. Major improvements include a brand-new roof and completely new electrical system, offering added peace of mind for years to come. The walkout lower level provides easy access to the backyard, while the large backyard patio is perfect for relaxing, entertaining, or enjoying the beautiful wooded surroundings. A spacious 2-car garage adds convenience and functionality. With four bedrooms, timeless character, thoughtful updates, and an exceptional wooded setting, this home offers a wonderful combination of indoor comfort and outdoor living. A rare opportunity to enjoy privacy, natural beauty, and a convenient NW location.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1964
LevelsThree Level Split
Living area2,286 sqft
Above-grade finished1,436 sqft
Below-grade finished850 sqft
Lot size0.389 acres (66x206)
Days on market0
ListedNov 1, 2026
MLS #NST7167682
CountyOlmsted
SubdivisionElton Hills 7th-Torrens
Parcel #742714007124

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 3/4 / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
Three Level Split
Garage
2 spaces · 528 sqft
Parking features
Concrete, Floor Drain, Garage Door Opener, Tuckunder Garage
Patio & porch
Patio
Exterior features
Stone, Engineered Wood, Other
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,352 sqft
Roof
Architectural Shingle, Asphalt, Pitched
Year built
1964

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Elton Hills 7th-Torrens
HOA
No HOA
School district
535 - Rochester
High school district
Rochester

Financial & listing details

Annual tax
$4,574 (2026)
Listed
Nov 1, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths0
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Storage Space, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Kitchen, Main Level, Washer Hookup
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator
DiningInformal Dining Room, Living/Dining Room
AmenitiesCable, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Engineered Wood, Other
RoofArchitectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area1,352 sqft
Patio/porchPatio
Lot featuresPublic Transit (w/in 6 blks), Irregular Lot, Tree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingConcrete, Floor Drain, Garage Door Opener, Tuckunder Garage
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$4,574
Tax year2026
Taxes w/ assessments4574
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District535 - Rochester
District number535
District phone5073283000
High schoolRochester
SODL flat fee brokerage
$8,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,448/mo
Principal & interest$1,944
Property taxes$381
Home insurance (est.)$123
%
$73,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1224 20th Street NW, Rochester, MN, 55901

Listing information

MLS #NST7167682
Last reported MLS statusActive
MLS record updatedNov 6, 2026, 11:09 AM
Originally listedNov 6, 2026, 12:00 AM
Listing officeRe/Max Results

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.