Active
$324,999

1221 Willow Pond Drive, Waite Park, MN, 56387

2  Bedrooms2  Bathrooms1,510  Square Feet0.2  Acres
Days on market0
Year built2003
Garage spaces2
Potential $6,750buyer credit when you buy with SODL
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About this home

Enjoy peaceful pond views and the ease of one-level living in this inviting two-bedroom, two-bath patio home with a den. The beautiful four-season porch offers a relaxing place to enjoy your morning coffee, unwind with a book, or watch the seasons change. Recent updates include a new roof, water heater, washer and dryer, plus a forced-air furnace installed in 2024. In-floor heat is already plumbed, offering the option to add a boiler and activate the system. With everything on one level and a tranquil setting overlooking the pond, this home brings comfort, convenience, and a view you’ll love coming home to.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2003
LevelsOne
Living area1,510 sqft
Above-grade finished1,510 sqft
Below-grade finished0 sqft
Lot size0.2 acres (50x100)
Days on market0
ListedOct 20, 2026
MLS #NST7161299
CountyStearns
Parcel #98614480614

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 25x21 · 525 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Patio
Exterior features
Metal
Waterfront
Pond

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,510 sqft
Roof
Asphalt
Year built
2003

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
$100/month
HOA name
Willow Pond HOA
HOA phone
3202304656
HOA includes
Lawn Care, Snow Removal
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$4,160 (2026)
Tax with assessments
8
Listed
Oct 20, 2026
Days on market
0
Special listing conditions
Short Sale
Short sale potential
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Patio, Sun Room, Vaulted Ceiling(s), Walk-In Closet
AccessibilityGrab Bars In Bathroom, No Stairs Internal
Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorMetal
RoofAsphalt
FoundationPoured Concrete
Foundation area1,510 sqft
Patio/porchPatio
Road frontagePaved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces2
Garage size525 sqft

Financial details

Annual taxes$4,160
Tax year2026
Taxes w/ assessments8
Assessment pendingNo
HOA fee$100
Lender ownedNo
Short saleYes
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,263/mo
Principal & interest$1,708
Property taxes$347
Home insurance (est.)$108
HOA fees$100
%
$65,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1221 Willow Pond Drive, Waite Park, MN, 56387

Listing information

MLS #NST7161299
Last reported MLS statusActive
MLS record updatedOct 20, 2026, 5:14 PM
Originally listedOct 20, 2026, 11:27 AM
Listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.