Does this property have an HOA?

Yes. The HOA fee is $465 per month.

What are the annual property taxes?

Annual property taxes are $2,884 (2025).

What school district is this property in?

This property is in the 813 - Lake City school district.

How long has this property been on the market?

This property has been listed for 113 days.

Listed at

$277,900

$276/sqft

Villas On Pepin Condo

1215 N Lakeshore Drive #205, Lake City, MN, 55041

2 Bedrooms1 Bathroom1,006 Square Feet0.031 Acres

Days on market113

Year built2005

ParkingHeated Garage

HOA / month$465

TypeResidential

Est. $5,337buyer credit when you buy with SODL

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About this home

Living in this waterfront 'Villas on Pepin' condo will be like being on vacation every day! Seller incentive ~ no HOA payments for the rest of 2026! The HOA dues will be paid in full for the year at closing! Enjoy this 2 bedroom, 1 bath, condo with open floor plan. Spacious kitchen with maple cabinets with a splash of color, and a large, moveable island that offers plenty of seating for entertaining! Living room with gas fireplace to enjoy any time of year. South and east facing, partially covered deck brings in natural light and sunshine. Common area includes: exercise room with sauna, storage, sitting areas with fireplaces, and reserve the 'gathering room' when hosting larger events with friends and family. Underground garage for parking that in 7 years, my client has always been able to use when needed. Your favorite place might be the rooftop/sky deck with gorgeous river and bluff views to watch the sunrise AND sunset! Relax, unwind, and feel the warmth & comfort of this easy-living condo unit in the well-maintained and beautiful 'Villas on Pepin Condominiums'.

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built2005

LevelsOne

Living area1,006 sqft

Above-grade finished1,006 sqft

Below-grade finished0 sqft

Lot size0.031 acres (0)

Days on market113

ListedJun 5, 2026

MLS #NST7088084

CountyGoodhue

SubdivisionVillas On Pepin Condo

Parcel #542350205

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Parking features: Heated Garage, Other, Parking Lot
Patio & porch: Deck
Exterior features: Vinyl
Lot size: 0.031 acres
Lot dimensions: 0

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Construction materials: Concrete, Frame
Foundation: Poured Concrete · 1,006 sqft
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Villas On Pepin Condo
HOA: $465/month
HOA name: Villas on Lake Pepin Condominium Association
HOA phone: 5079516250
HOA includes: Building Exterior, Cable TV, Lawn Care, Maintenance Grounds, Parking, Sanitation, Shared Amenities, Snow Removal
HOA amenities: Car Wash, Elevator(s), Fire Sprinkler System, Lobby Entrance, Other, Patio, Sauna, Security Building

Financial & listing details

Annual tax: $2,884 (2025)
Listed: Jun 5, 2026
Days on market: 113 · 61 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementShared Access, Storage Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Hall, Laundry Closet

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Indoor Sprinklers, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Panoramic View, Tile Floors, Walk-In Closet

AccessibilityAccessible Elevator Installed, Fully Wheelchair

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

FoundationPoured Concrete

Foundation area1,006 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingHeated Garage, Other, Parking Lot

Garage spaces0

Financial details

Annual taxes$2,884

Tax year2025

Taxes w/ assessments2884

Assessment pendingNo

HOA fee$465

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$5,337Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,337

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,258/mo

Principal & interest$1,460

Property taxes$240

Home insurance (est.)$93

HOA fees$465

Down payment

$55,580

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.