Listed at
$275,000
$143/sqft

Centennial

1204 Whitney Drive, Saint Cloud, MN, 56303
4  Bedrooms2  Bathrooms1,926  Square Feet0.24  Acres
Days on market59
Year built1961
Garage spaces2
TypeResidential
Est. $5,250buyer credit when you buy with SODL
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About this home

Welcome home to this spacious 4-bedroom, 2-bath split-level in a desirable St. Cloud neighborhood! This home offers nearly 2,000 finished square feet with a layout that's perfect for everyday living. Enjoy a bright main living area, generously sized bedrooms, central air, and an attached 2-car garage. Situated on a large lot with easy access to schools, parks, shopping, and dining, this home combines comfort, convenience, and value. Don't miss the opportunity to make this wonderful property your next home—schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1961
LevelsFour or More Level Split
Living area1,926 sqft
Above-grade finished1,284 sqft
Below-grade finished642 sqft
Lot size0.24 acres (85x128)
Days on market59
ListedJul 31, 2026
MLS #NST7119357
CountyStearns
SubdivisionCentennial
Parcel #82449370000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air, Wall Unit(s)
Basement
Block · 642 sqft finished

Property

Levels / stories
Four or More Level Split
Garage
2 spaces · 22x22 · 480 sqft
Parking features
Attached Garage, Asphalt
Exterior features
Stone, Wood
Lot size
0.24 acres
Lot dimensions
85x128

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,284 sqft
Year built
1961

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Centennial
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,498 (2025)
Listed
Jul 31, 2026
Days on market
59
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock
HeatingForced Air
CoolingCentral Air, Wall Unit(s)
Fireplaces1
AccessibilityNone

Exterior & lot

ExteriorStone, Wood
FoundationBlock
Foundation area1,284 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size480 sqft

Financial details

Annual taxes$2,498
Tax year2025
Taxes w/ assessments2498
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,745/mo
Principal & interest$1,445
Property taxes$208
Home insurance (est.)$92
%
$55,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1204 Whitney Drive, Saint Cloud, MN, 56303

Listing information

MLS #NST7119357
StatusActive
Last updatedAug 1, 2026, 10:20 AM
Originally listedJul 31, 2026, 10:30 AM
Listing officeCentral MN Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.