Sold / Closed
$265,000

Sold price · Closed May 8, 2026

1203 Bay Cove #52, White Bear Lake, MN, 55110

2  Bedrooms2  Bathrooms1,188  Square Feet0.61  Acres
Days on market10
Year built1994
Garage spaces2
Potential $4,860buyer credit when you buy with SODL

About this home

Beautiful end-unit 2-story townhome with numerous updates over the past 5 years! Improvements include new triple-pane windows, updated kitchen appliances (refrigerator, stove, and microwave), new front screen door, kitchen sink, and garbage disposal. Enjoy updated lighting and ceiling fan, a refreshed 3/4 bathroom with updated flooring and shower, and a stylish fireplace mantel. Additional updates include modern smoke and carbon monoxide alarms. Move-in ready with thoughtful updates throughout!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built1994
LevelsTwo
Living area1,188 sqft
Above-grade finished1,188 sqft
Below-grade finished0 sqft
Lot size0.61 acres (0x0)
Days on market10
ListedMar 17, 2026
MLS #NST7032896
CountyRamsey
SubdivisionCondo 291 Birch Bay Villas
Parcel #213022140149

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 3/4 / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented

Property

Levels / stories
Two
Garage
2 spaces · 18x19 · 342 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch
Patio
Exterior features
Stone, Vinyl
Lot size
0.61 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Slab · 600 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1994

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Condo 291 Birch Bay Villas
HOA
$312/month
HOA name
Keller Properties
HOA phone
6517770120
HOA includes
Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Snow Removal, Water
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$3,060.44 (2025)
Tax with assessments
3128
Listed
Mar 17, 2026
Days on market
10
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths1
Half baths0
1/4 baths1
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Rented
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Indoor Sprinklers, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features2nd Floor Laundry

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area600 sqft
Patio/porchPatio
Lot featuresCorner Lot, Tree Coverage - Light
Road responsibilityAssociation Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size342 sqft

Financial details

Annual taxes$3,060.44
Tax year2025
Taxes w/ assessments3128
Assessment pendingUnknown
HOA fee$312
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$4,860Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,860

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,031/mo
Principal & interest$1,377
Property taxes$255
Home insurance (est.)$87
HOA fees$312
%
$52,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1203 Bay Cove #52, White Bear Lake, MN, 55110

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Listing information

MLS #NST7032896
Last reported MLS statusClosed
MLS record updatedMay 11, 2026, 9:54 PM
Originally listedMar 17, 2026, 8:55 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.