Does this property have an HOA?

Yes. The HOA fee is $325 per month.

What are the annual property taxes?

Annual property taxes are $3,550 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 139 days.

Listed at

$384,900

$149/sqft

Heritage Estates

12026 65th St NE, Otsego, MN, 55301

3 Bedrooms3 Bathrooms2,577 Square Feet0.07 Acres

Days on market139

Year built2005

Garage spaces2

HOA / month$325

TypeResidential

Est. $8,547buyer credit when you buy with SODL

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About this home

Wonderful opportunity to enjoy true one-level living with the added bonus of a finished lower level! This spacious townhome offers a functional layout with a large kitchen featuring ample cabinet and counter space, plus a center island perfect for everyday living and entertaining. The main level sunroom walks out to a large deck overlooking peaceful green space. The main floor features a private primary suite with a full bath and large walk-in closet, along with an additional main-floor bedroom and bath for added convenience. The finished lower level provides even more living space with an additional bedroom, a three-quarter bathroom, a large family room, and ample storage. Conveniently located close to shopping, dining, parks, trails and everyday amenities!

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2005

LevelsOne

Living area2,577 sqft

Above-grade finished1,577 sqft

Below-grade finished1,000 sqft

Lot size0.07 acres (common)

Days on market139

ListedMay 12, 2026

MLS #NST7071386

CountyWright

SubdivisionHeritage Estates

Parcel #118199007040

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 525 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck
Exterior features: Stone, Vinyl
Lot size: 0.07 acres

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Block · 1,577 sqft
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Heritage Estates
HOA: $325/month
HOA name: Compass management Group
HOA phone: 6128884710
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district: 728 - Elk River

Financial & listing details

Annual tax: $3,550 (2026)
Listed: May 12, 2026
Days on market: 139
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Sun Room, Washer/Dryer Hookup

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl

FoundationBlock

Foundation area1,577 sqft

Patio/porchDeck

ZoningResidential-Multi-Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces2

Garage size525 sqft

Financial details

Annual taxes$3,550

Tax year2026

Taxes w/ assessments3550

Assessment pendingNo

HOA fee$325

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$8,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,772/mo

Principal & interest$2,023

Property taxes$296

Home insurance (est.)$128

HOA fees$325

Down payment

$76,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.