Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,548 (2026).

What school district is this property in?

This property is in the 704 - Proctor school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 26 days.

Listed at

$189,900

$117/sqft

12 Olea Avenue

12 Olea Avenue, Duluth, MN, 55810

3 Bedrooms2 Bathrooms1,620 Square Feet

Days on market26

Year built1996

Garage spaces2

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

A deluxe model with a gorgeous lot! Private back yard that has a Trex deck next to a running stream which adds to the tranquility. Oversized 2 plus garage with a workshop in back. Perennial gardens galore, no need for a green thumb - just gloves. Brand new roof on both the house and garage, also a new skylight in the main bathroom. Kitchen has been updated and quartz counter tops added. Master has a big walk-in closet and private bath with garden tub or shower. Come see for yourself.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1996

LevelsOne

Living area1,620 sqft

Above-grade finished1,620 sqft

Below-grade finished0 sqft

Lot size0 acres (0)

Days on market26

ListedSep 3, 2026

MLS #NST7138773

CountySt. Louis

Parcel #TBD

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 526 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Deck, Porch
Exterior features: Vinyl
Lot dimensions: 0

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 1,620 sqft
Year built: 1996

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
HOA amenities: Other
School district: 704 - Proctor
High school district: Proctor

Financial & listing details

Annual tax: $1,548 (2026)
Listed: Sep 3, 2026
Days on market: 26
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Deck, Porch, Security System, Skylight, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

ExteriorVinyl

FoundationSlab

Foundation area1,620 sqft

Patio/porchDeck, Porch

Lot featuresPublic Transit (w/in 6 blks)

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size526 sqft

Financial details

Annual taxes$1,548

Tax year2026

Taxes w/ assessments1548

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District704 - Proctor

District number704

District phone2186284934

High schoolProctor

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,190/mo

Principal & interest$998

Property taxes$129

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.