11657 Spruce Drive, Monticello, MN, 55362
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About this home
Welcome home! This one-owner property offers the ease and convenience of one-level living in a desirable Monticello location. Enjoy the comfort of having all living facilities on one level, with a beautiful sunroom that steals the show. Whether enjoying your morning coffee, relaxing with a good book, or taking in the spectacular views, this special space is sure to become a favorite. The fully finished lower level provides additional living space, perfect for entertaining guests, pursuing hobbies, or simply relaxing. Convenience, comfort, and beautiful views come together in this inviting home!
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 22x22 · 473 sqft
- Parking features
- Attached Garage, Asphalt, Garage Door Opener, Guest Parking
- Patio & porch
- Front Porch
- Exterior features
- Stone, Vinyl
- Lot size
- 0.055 acres
Construction
- Property type
- Residential
- Property subtype
- (TH) Side x Side
- Foundation
- Block · 1,164 sqft
- Year built
- 2004
Utilities
- Water
- City Water - In Street
- Sewer
- City Sewer - In Street
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Timber Ridge
- HOA
- $378/month
- HOA name
- Property Solutions
- HOA phone
- 7632478700
- HOA includes
- Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Snow Removal
- School district
- 882 - Monticello
Financial & listing details
- Annual tax
- $2,966 (2025)
- Listed
- Nov 6, 2026
- Days on market
- 0
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
11657 Spruce Drive, Monticello, MN, 55362
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
