113 Otter Creek Road, Monticello, MN, 55362
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About this home
Completely renovated from top to bottom and sitting on over half an acre of private land, it offers the perfect blend of modern updates, outdoor space, and functionality. From the moment you arrive, you'll appreciate the impressive three-car garage, along with the home's fresh exterior featuring a new roof, vinyl siding, and energy-efficient vinyl windows. Inside, nearly every surface has been updated. Fresh paint, new doors, baseboards, and trim create a clean, contemporary feel throughout the home. The kitchen has been refreshed with painted cabinetry, stainless steel appliances, and updated lighting, while both bathrooms have been completely renovated with stylish, modern finishes. Durable luxury vinyl plank flooring extends through the kitchen, dining area, bedrooms, and basement. The living room offers a warm and inviting space with brand new carpet, and updated can lighting throughout the home adds a bright, modern touch. Step outside to enjoy the large deck overlooking a fully fenced backyard. The flat, usable yard provides endless possibilities, whether you're hosting gatherings, setting up lawn games, gardening, or simply letting the dogs run and play in a secure space. With over half an acre of privacy, there's plenty of room to enjoy the outdoors. The finished basement adds valuable flexible living space and can easily accommodate a home gym, private office, recreation room, or family room for entertaining guests. With extensive updates, versatile spaces, and a fantastic lot, this move-in-ready home offers comfort, style, and room to enjoy both inside and out.
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Home facts
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 3 spaces · 39X25 · 975 sqft
- Parking features
- Attached Garage
- Patio & porch
- Deck
- Exterior features
- Stone, Vinyl
- Fencing
- Chain Link, Full
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Frame
- Foundation
- Block · 1,032 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle
- Year built
- 1975
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- Circuit Breakers
Community & HOA
- Subdivision
- Creek-Side Terrace
- HOA
- No HOA
- School district
- 882 - Monticello
- High school district
- Monticello
Financial & listing details
- Annual tax
- $3,398 (2026)
- Tax with assessments
- 3170
- Listed
- Nov 5, 2026
- Days on market
- 0
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
113 Otter Creek Road, Monticello, MN, 55362
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Listing information
Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

