Active
$349,900

113 Otter Creek Road, Monticello, MN, 55362

3  Bedrooms2  Bathrooms1,866  Square Feet0.67  Acres
Days on market0
Year built1975
Garage spaces3
Potential $7,497buyer credit when you buy with SODL
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About this home

Completely renovated from top to bottom and sitting on over half an acre of private land, it offers the perfect blend of modern updates, outdoor space, and functionality. From the moment you arrive, you'll appreciate the impressive three-car garage, along with the home's fresh exterior featuring a new roof, vinyl siding, and energy-efficient vinyl windows. Inside, nearly every surface has been updated. Fresh paint, new doors, baseboards, and trim create a clean, contemporary feel throughout the home. The kitchen has been refreshed with painted cabinetry, stainless steel appliances, and updated lighting, while both bathrooms have been completely renovated with stylish, modern finishes. Durable luxury vinyl plank flooring extends through the kitchen, dining area, bedrooms, and basement. The living room offers a warm and inviting space with brand new carpet, and updated can lighting throughout the home adds a bright, modern touch. Step outside to enjoy the large deck overlooking a fully fenced backyard. The flat, usable yard provides endless possibilities, whether you're hosting gatherings, setting up lawn games, gardening, or simply letting the dogs run and play in a secure space. With over half an acre of privacy, there's plenty of room to enjoy the outdoors. The finished basement adds valuable flexible living space and can easily accommodate a home gym, private office, recreation room, or family room for entertaining guests. With extensive updates, versatile spaces, and a fantastic lot, this move-in-ready home offers comfort, style, and room to enjoy both inside and out.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsSplit Entry (Bi-Level)
Living area1,866 sqft
Above-grade finished1,032 sqft
Below-grade finished834 sqft
Lot size0.67 acres (See Map)
Days on market0
ListedNov 5, 2026
MLS #NST7169426
CountyWright
SubdivisionCreek-Side Terrace
Parcel #155012001090

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 39X25 · 975 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Stone, Vinyl
Fencing
Chain Link, Full

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,032 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1975

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Creek-Side Terrace
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$3,398 (2026)
Tax with assessments
3170
Listed
Nov 5, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, In-Ground Sprinkler, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom, Renovated

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area1,032 sqft
Patio/porchDeck
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size975 sqft

Financial details

Annual taxes$3,398
Tax year2026
Taxes w/ assessments3170
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$7,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,239/mo
Principal & interest$1,839
Property taxes$283
Home insurance (est.)$117
%
$69,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

113 Otter Creek Road, Monticello, MN, 55362

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Listing information

MLS #NST7169426
Last reported MLS statusActive
MLS record updatedNov 5, 2026, 6:42 PM
Originally listedNov 5, 2026, 12:40 PM
Listing officeRE/MAX Advantage Plus

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.