Sold / Closed
$224,900

Sold price · Closed Jul 29, 2026

1121 3rd Street N, Saint Cloud, MN, 56303

4  Bedrooms2  Bathrooms1,190  Square Feet0.1  Acres
Days on market12
Year built1918
Garage spaces1
Potential $3,747buyer credit when you buy with SODL

About this home

Old-world craftsmanship meets modern convenience in this beautifully maintained 4-bedroom, 2-bath home, showcasing timeless character paired with thoughtful updates throughout. Stunning original woodwork and trim, along with much of the original hardwood flooring, create a warm and inviting atmosphere that is increasingly hard to find. Tall main-level ceilings and an open floor plan reflect a design that has truly stood the test of time. The updated kitchen features granite countertops, a center island, and stainless steel appliances. Both bathrooms have been tastefully updated to meet modern standards while preserving the character and craftsmanship that make this home truly special. Start your mornings with a cup of coffee on the welcoming front porch, spend evenings enjoying the deck overlooking the fenced-in yard. Conveniently located near all the shopping, dining, and entertainment of the St. Cloud area, this home offers both character and convenience in an ideal setting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1918
LevelsTwo
Living area1,190 sqft
Above-grade finished1,190 sqft
Below-grade finished0 sqft
Lot size0.1 acres (65 x 66)
Days on market12
ListedJun 19, 2026
MLS #NST7095639
CountyStearns
Parcel #82466300000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Freezer, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
1 space · 19 x 19 · 300 sqft
Parking features
Detached Garage, Asphalt
Patio & porch
Deck, Front Porch
Exterior features
Metal
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 576 sqft
Roof
Age Over 8 Years
Year built
1918

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$1,734 (2025)
Listed
Jun 19, 2026
Days on market
12
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementOther
HeatingForced Air
CoolingCentral Air
LaundryLower Level
AppliancesDishwasher, Dryer, Exhaust Fan, Freezer, Range, Refrigerator, Washer
DiningEat In Kitchen, Living/Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Porch
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorMetal
RoofAge Over 8 Years
FoundationPoured Concrete
Foundation area576 sqft
Patio/porchDeck, Front Porch
Lot featuresCorner Lot
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt
Garage spaces1
Garage size300 sqft

Financial details

Annual taxes$1,734
Tax year2025
Taxes w/ assessments1734
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,401/mo
Principal & interest$1,182
Property taxes$145
Home insurance (est.)$75
%
$44,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1121 3rd Street N, Saint Cloud, MN, 56303

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Listing information

MLS #NST7095639
Last reported MLS statusClosed
MLS record updatedAug 27, 2026, 12:03 PM
Originally listedJun 19, 2026, 3:44 PM
Listing officeeXp Realty
Co-listing officeeXp Realty

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.