Listed at
$259,900
$111/sqft

Losos 2nd Add

110 E Ash Street, Saint Joseph, MN, 56374
5  Bedrooms2  Bathrooms2,337  Square Feet0.28  Acres
Days on market402
Year built1948
Garage spaces4
TypeResidential
Est. $4,797buyer credit when you buy with SODL
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About this home

Fantastic opportunity in the heart of downtown St. Joseph! This spacious 5-bedroom, 2-bath home offers a versatile layout with a full kitchen, dining area, laundry, and two bedrooms conveniently located on the main floor. The open living room creates a welcoming gathering space, while the lower level provides potential for a future family room, additional storage, and mechanicals. Recent updates include: New kitchen flooring (2025) Fresh paint and updated lighting New roof with spray foam and cellulose air seal (2019) Sewer line to street replaced with PVC (2015) Water heater (2018) Water softener (2022) Furnace (2005) Additional features: Oversized 4-stall garage (26x34, built in 2001) with extra on-site parking Large lot with mature plum trees Peace of mind from major updates already completed Perfectly located just steps from CSB, downtown shops, restaurants, breweries, and parks, this property offers both comfort and convenience. Whether as an owner-occupied home or an investment, it’s a smart choice. Currently licensed as a rental, it’s an excellent option for students or investors looking to expand their portfolio.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1948
LevelsOne and One Half
Living area2,337 sqft
Above-grade finished1,361 sqft
Below-grade finished976 sqft
Lot size0.28 acres (206x60x206x60)
Days on market402
ListedAug 22, 2025
MLS #NST6776819
CountyStearns
SubdivisionLosos 2nd Add
Parcel #84536040000

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
4 spaces · 858 sqft
Parking features
Detached Garage, Electric, Garage Door Opener, More Parking Onsite for Fee, Storage
Patio & porch
Covered, Front Porch, Rear Porch
Lot size
0.28 acres
Lot dimensions
206x60x206x60

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Frame
Foundation
896 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1948

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Losos 2nd Add
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,718 (2025)
Listed
Aug 22, 2025
Days on market
402 · 148 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full, Partially Finished, Storage Space
HeatingForced Air
CoolingCentral Air
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
AppliancesDryer, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Owned
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched
Foundation area896 sqft
Patio/porchCovered, Front Porch, Rear Porch
Lot featuresCorner Lot, Tree Coverage - Medium
Road frontageCity Street, Paved Streets, Storm Sewer
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Electric, Garage Door Opener, More Parking Onsite for Fee, Storage
Garage spaces4
Garage size858 sqft

Financial details

Annual taxes$2,718
Tax year2025
Taxes w/ assessments2718
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,797Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,797

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,679/mo
Principal & interest$1,366
Property taxes$227
Home insurance (est.)$87
%
$51,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

110 E Ash Street, Saint Joseph, MN, 56374

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Listing information

MLS #NST6776819
StatusPending
Last updatedJan 23, 2026, 6:13 PM
Originally listedAug 22, 2025, 3:04 PM
Listing officeCentury 21 First Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.