Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,620 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 174 days.

Listed at

$310,000

$132/sqft

Losos 4th Add

201 E Minnesota Street, Saint Joseph, MN, 56374

4 Bedrooms3 Bathrooms2,348 Square Feet0.35 Acres

Days on market174

Year built1910

Garage spaces4

TypeResidential

Est. $6,300buyer credit when you buy with SODL

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About this home

Welcome to this well-maintained 4 bedroom, 3 bathroom home in the heart of Saint Joseph! Featuring hardwood floors in the living and dining rooms, along with a cozy gas fireplace that creates a warm and inviting atmosphere. The home also features a roof updated in 2022, adding peace of mind for years to come. Outside, the property truly shines with a heated, A/C-equipped detached 2-stall garage complete with a fan—perfect for year-round use. An impressive 30 x 56' outbuilding ideal for a workshop, storage, hobbies, or business use. Garden enthusiasts will appreciate the 12 x 36 outdoor garden space, offering plenty of room to grow and enjoy. Located in Saint Joseph, this property provides small-town charm with convenient access to nearby amenities. Don’t miss this opportunity to own a versatile property with so much to offer—schedule your private showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsTwo

Living area2,348 sqft

Above-grade finished2,348 sqft

Below-grade finished0 sqft

Lot size0.35 acres (78x198)

Days on market174

ListedApr 7, 2026

MLS #NST7046169

CountyStearns

SubdivisionLosos 4th Add

Parcel #84536590000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 half / 1 1/4
Heating: Baseboard, Boiler
Cooling: Window Unit(s)
Appliances: Microwave, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Two
Garage: 4 spaces · 29x23 · 667 sqft
Parking features: Detached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Parking Garage, Storage
Patio & porch: Enclosed, Front Porch
Exterior features: Cement Board
Fencing: Chain Link, Partial

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 1,378 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service, Other

Community & HOA

Subdivision: Losos 4th Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,620 (2025)
Listed: Apr 7, 2026
Days on market: 174 · 16 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths0

Half baths1

1/4 baths1

BasementConcrete

HeatingBaseboard, Boiler

CoolingWindow Unit(s)

Fireplaces1

LaundryIn Basement, Sink

AppliancesMicrowave, Range, Refrigerator, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Porch, Panoramic View, Sun Room, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorCement Board

RoofAge 8 Years or Less, Architectural Shingle

Foundation8 ft+ Pour

Foundation area1,378 sqft

Patio/porchEnclosed, Front Porch

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street, Paved Streets, Sidewalks, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Parking Garage, Storage

Garage spaces4

Garage size667 sqft

Financial details

Annual taxes$2,620

Tax year2025

Taxes w/ assessments2620

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$6,300Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,300

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,951/mo

Principal & interest$1,629

Property taxes$218

Home insurance (est.)$103

Down payment

$62,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.