Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,554 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 205 days.

Listed at

$269,900

$137/sqft

Lodermeiers Add

107 3rd Avenue, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms1,976 Square Feet0.24 Acres

Days on market205

Year built1951

Garage spaces1

TypeResidential

Est. $5,097buyer credit when you buy with SODL

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About this home

Welcome home to the heart of St. Joe! This charming property offers a prime location on a quiet street just one block from the parade route, with a backyard perfectly positioned to enjoy the town’s spectacular 4th of July fireworks. Inside, the home features three bedrooms conveniently located on the main level. The kitchen has been refreshed with new countertops, and the basement was beautifully refinished in 2019 including a gorgeous primary suite with a custom tile shower, providing additional comfortable living space. Several major updates have already been completed for peace of mind, including steel siding and windows within the last 10 years, and a roof that is under three years old. The water softener was replaced just one year ago. With numerous updates throughout, this well-maintained home offers both comfort and convenience in a fantastic location.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1951

LevelsOne

Living area1,976 sqft

Above-grade finished1,088 sqft

Below-grade finished888 sqft

Lot size0.24 acres (70x150)

Days on market205

ListedMar 7, 2026

MLS #NST7012993

CountyStearns

SubdivisionLodermeiers Add

Parcel #84535580000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 16x24 · 384 sqft
Parking features: Detached Garage, Concrete
Lot size: 0.24 acres
Lot dimensions: 70x150
Lot features: Irregular Lot

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,008 sqft
Roof: Age 8 Years or Less
Year built: 1951

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Lodermeiers Add
HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,554 (2025)
Listed: Mar 7, 2026
Days on market: 205 · 9 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDryer, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Patio

AccessibilityNone

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,008 sqft

Lot featuresIrregular Lot

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces1

Garage size384 sqft

Financial details

Annual taxes$2,554

Tax year2025

Taxes w/ assessments2554

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,721/mo

Principal & interest$1,418

Property taxes$213

Home insurance (est.)$90

Down payment

$53,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.