Listed at
$569,900
$127/sqft

Westside Estates 2nd Add

1098 Westside Drive, Fergus Falls, MN, 56537
4  Bedrooms5  Bathrooms4,483  Square Feet0.83  Acres
Days on market98
Year built1994
Garage spaces3
TypeResidential
Est. $14,097buyer credit when you buy with SODL
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About this home

Welcome to lovely West Side Drive. Experience prime city riverfront living at its finest in this exceptional 4+ bed, 5 bath home, offering 178 feet of frontage along the scenic Otter Tail River. This home is situated on a peaceful, established and highly desired neighborhood, combining timeless design, generous living spaces, and an incredible outdoor lifestyle centered around the water. Within the interior you will find a grand entryway flowing nicely into the living and dining room with impressive river views; next is the expansive kitchen featuring granite countertops, solid wood cabinetry, walk-in pantry and eat-in area overlooking the outdoors. Beyond the kitchen is the great room with double-sided fireplace, vaulted ceilings and floor to ceiling windows making you feel completely immersed in nature. The main level is thoughtfully designed for convenience and functionality, offering a private office, laundry room with utility sink, mudroom, half bath, and an attached heated three-stall garage. Upstairs, a spacious landing leads to the luxurious primary suite—a true retreat overlooking the river. The suite also features a sitting area, walk-in closet, and a beautifully updated en-suite bath complete with dual vanities, a custom tile walk-in shower, and a jetted tub. Three additional bedrooms provide ample space for family and guests, including one with its own walk-in closet and private half bath. The fully finished lower level offers remarkable flexibility with a large recreation area, family room, and built-in dry bar complete with cabinetry, countertop space, and refrigerator. Whether used as an entertainment hub, game room, home gym, children's play area, or home business space, this level adapts effortlessly to your lifestyle. Step outside and discover what truly sets this property apart. The beautifully maintained backyard is designed to embrace the riverfront setting, offering endless opportunities for relaxation and recreation. Host summer barbecues on the expansive patio, enjoy the basketball court, or simply relax and watch wildlife along the riverbank. A charming paver pathway leads to a well-maintained trail down to the water's edge, creating a private retreat where you can enjoy peaceful walks, fishing, kayaking, or quiet evenings by the river. This is more than a home—it's a lifestyle. From morning sunrises over the water to evenings spent entertaining family and friends, this remarkable riverfront property offers the perfect balance of luxury, comfort, and outdoor enjoyment. Rarely does an opportunity arise to own such a well-appointed home in such a spectacular waterfront setting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1994
LevelsTwo
Living area4,483 sqft
Above-grade finished2,952 sqft
Below-grade finished1,531 sqft
Lot size0.83 acres (178 x 222)
Days on market98
ListedJun 22, 2026
MLS #NST7096678
CountyOtter Tail
SubdivisionWestside Estates 2nd Add
Parcel #71004990771000

Facts & features

Interior

Bedrooms
4
Bathrooms
5
Bath breakdown
1 full / 2 3/4 / 2 half
Heating
Forced Air, Fireplace(s), Heat Pump
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 36 x 26 · 952 sqft
Parking features
Attached Garage, Concrete, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Covered, Front Porch, Patio, Porch
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,551 sqft
Roof
Architectural Shingle, Pitched
Year built
1994

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Westside Estates 2nd Add
HOA
No HOA
School district
544 - Fergus Falls
High school district
Fergus Falls

Financial & listing details

Annual tax
$8,090 (2026)
Listed
Jun 22, 2026
Days on market
98
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths1
3/4 baths2
Half baths2
1/4 baths0
BasementBlock
HeatingForced Air, Fireplace(s), Heat Pump
CoolingCentral Air
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesBalcony, Cable, Ceiling Fan(s), Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofArchitectural Shingle, Pitched
FoundationBlock
Foundation area1,551 sqft
Patio/porchComposite Decking, Covered, Front Porch, Patio, Porch
Lot featuresTree Coverage - Medium
Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage
Garage spaces3
Garage size952 sqft

Financial details

Annual taxes$8,090
Tax year2026
Taxes w/ assessments8090
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District544 - Fergus Falls
District number544
District phone2189980544
High schoolFergus Falls
SODL flat fee brokerage
$14,097Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,097

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,859/mo
Principal & interest$2,995
Property taxes$674
Home insurance (est.)$190
%
$113,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1098 Westside Drive, Fergus Falls, MN, 56537

Listing information

MLS #NST7096678
StatusActive
Last updatedSep 21, 2026, 12:51 PM
Originally listedJun 22, 2026, 5:58 PM
Listing officeCentury 21 Atwood

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.