Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,686 (2026).

What school district is this property in?

This property is in the 138 - North Branch school district.

Does this home have a garage?

Yes, this home has a 6-car garage.

How long has this property been on the market?

This property has been listed for 40 days.

Listed at

$499,900

$262/sqft

10960 385th Street

10960 385th Street, North Branch, MN, 55056

3 Bedrooms2 Bathrooms1,910 Square Feet5.002 Acres

Days on market40

Year built1994

Garage spaces6

TypeResidential

Est. $11,997buyer credit when you buy with SODL

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About this home

Private 5-acre wooded oasis with a 40x30 powered pole building! Enjoy country living just minutes from the metro area. Main level features a granite kitchen with a pantry, breakfast bar, and a living area with soaring tongue-and-groove vaulted ceilings. Step out onto the cedar deck to enjoy the wildlife and serene views. The private upper-level owner's retreat includes a full bath and a versatile loft/office. Bright lower level offers daylight windows, a family room, an additional bedroom, and a bathroom rough-in for future expansion. Perfect for outdoor enthusiasts wanting space for trails and hobbies!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsOne and One Half

Living area1,910 sqft

Above-grade finished1,460 sqft

Below-grade finished450 sqft

Lot size5.002 acres (660x329x660x328)

Days on market40

ListedAug 20, 2026

MLS #NST7130512

CountyChisago

Parcel #090019920

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 6 spaces · 20x21 · 420 sqft
Parking features: Attached Garage, Gravel, Garage Door Opener, Multiple Garages
Patio & porch: Deck, Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 962 sqft
Roof: Age Over 8 Years
Year built: 1994

Utilities

Water: Well
Sewer: Private Sewer, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 138 - North Branch
High school district: North Branch

Financial & listing details

Annual tax: $3,686 (2026)
Listed: Aug 20, 2026
Days on market: 40
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Gas Water Heater, Range, Refrigerator, Water Softener Owned

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Satellite Dish, Skylight, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationBlock

Foundation area962 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Heavy

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Gravel, Garage Door Opener, Multiple Garages

Garage spaces6

Garage size420 sqft

Financial details

Annual taxes$3,686

Tax year2026

Taxes w/ assessments3686

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District138 - North Branch

District number138

District phone6516741000

High schoolNorth Branch

SODL flat fee brokerage

$11,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,101/mo

Principal & interest$2,627

Property taxes$307

Home insurance (est.)$167

Down payment

$99,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.