Listed at
$87,500

10849 Grand Lake Road

10849 Grand Lake Road, Cold Spring, MN, 56320
0.34  Acres
Days on market42
TypeLand
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About this home

Presenting 7 beautiful lots located directly across from the sought after Grand Lake. This is lot 4 of 7. These picturesque lots offer a gorgeous backdrop of evergreens and prairie, situated just an hour and 15 minutes from the Metro. Enjoy the beauty of the lake and a 1-minute commute to the boat launch—all while benefiting from lower off-lake taxes. Whether you're building a "forever home" or need extra space near the water, this is the perfect spot. Conveniently located near Cold Spring & St. Cloud for easy access to amenities. These lots sit within the St. Cloud School district or residents have the option to open enroll to ROCORI Schools-the bus may be available for open enrolled students. St. John's Prep is also only 20 minutes away. Bonus: A new community park is to be located next to lot 7.

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Home facts

Property typeLand
Lot size0.34 acres (159 x 99 x 145 x 98)
Days on market42
ListedAug 17, 2026
MLS #NST7065049
CountyStearns
Parcel #76418500053

Facts & features

Interior

Bathrooms
0

Property

View
Lake
Waterfront
Lake View
Lot size
0.34 acres
Lot dimensions
159 x 99 x 145 x 98
Lot features
Cleared
Road frontage
Paved Streets

Construction

Property type
Land

Utilities

Utilities
Electricity Available, None Connected, Sewer Available

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$60 (2026)
Listed
Aug 17, 2026
Days on market
42
Inclusions
Platted

Interior details

Total bathrooms0

Exterior & lot

Lot featuresCleared
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningLot

Utilities

Parking & garage

Financial details

Annual taxes$60
Tax year2026
Taxes w/ assessments60
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$0Estimated buyer credit
SODL platform fee $2,625Your buyer credit $0

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$494/mo
Principal & interest$460
Property taxes$5
Home insurance (est.)$29
%
$17,500
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10849 Grand Lake Road, Cold Spring, MN, 56320

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Listing information

MLS #NST7065049
StatusActive
Last updatedAug 24, 2026, 8:10 PM
Originally listedAug 17, 2026, 7:47 PM
Listing officeLakes Area Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.