Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $694 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 623 days.

Listed at

$130,000

$112/sqft

107 S Summit Street

107 S Summit Street, Hardwick, MN, 56134

3 Bedrooms2 Bathrooms1,164 Square Feet0.37 Acres

Days on market623

Year built1947

Garage spaces2

TypeResidential

Est. $900buyer credit when you buy with SODL

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About this home

Charming 1940s Cottage in Hardwick, MN! Step into this delightful 1.25-story home, lovingly owned by the same family for over 40 years! Situated on a generous 140x115 corner lot, this property combines timeless charm with practical updates. The main level features two cozy bedrooms, an updated full bath, a welcoming living room, and a light-filled kitchen and dining area. Step through the patio door to enjoy outdoor living on the composite deck & patio area—perfect for relaxing or entertaining. The upper level hosts a spacious third bedroom with a walk-in closet and classic hardwood floors, adding warmth and character to the space. The basement offers even more space with a large mechanical/laundry area (including a handy 1/4 bath), a storage room, and a versatile bonus room ready to suit your needs. Exterior highlights include low-maintenance vinyl siding and an attached 2-stall garage. This charming home is ready for its next chapter—schedule your showing today and imagine the possibilities!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1947

LevelsOne and One Half

Living area1,164 sqft

Above-grade finished1,088 sqft

Below-grade finished76 sqft

Lot size0.37 acres (140x150)

Days on market623

ListedJan 13, 2025

MLS #NST6648251

CountyRock

Parcel #140054000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 28x24 · 672 sqft
Parking features: Attached Garage
Pool: None
Lot size: 0.37 acres
Lot dimensions: 140x150

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Vinyl Siding
Foundation: 886 sqft
Roof: Asphalt
Year built: 1947

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: Luverne

Financial & listing details

Annual tax: $694 (2024)
Tax with assessments: 694.0000
Listed: Jan 13, 2025
Days on market: 623 · 5 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementFull, Concrete

HeatingForced Air

CoolingCentral Air

AppliancesDryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area886 sqft

Lot featuresCorner Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$694

Tax year2024

Taxes w/ assessments694.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2184

District phone507-283-8088

High schoolLuverne

SODL flat fee brokerage

$900Estimated buyer credit

SODL platform fee $3,000Your buyer credit $900

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$784/mo

Principal & interest$683

Property taxes$58

Home insurance (est.)$43

Down payment

$26,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.