Listed at
$800,000
$186/sqft

Reserve At Elm Creek

10580 Three Oaks Lane, Champlin, MN, 55316
5  Bedrooms5  Bathrooms4,292  Square Feet0.37  Acres
Days on market0
Year built2019
Garage spaces3
HOA / month$275
TypeResidential
Est. $21,000buyer credit when you buy with SODL
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About this home

The Aspen Sport pairs thoughtful design with room for an active lifestyle, including an indoor sport court and a 3-car garage. Quality craftsmanship and attention to detail are evident throughout this 5-bedroom, 5-bath home in one of the area's most sough-after neighborhoods. The main level offers hardwood floors, a custom fireplace with built-ins, a home office, and a bright sunroom with built-in bookshelves. The kitchen features custom cabinetry, double ovens, a cooktop with hood, and a large pantry, a mudroom with a walk-in closet and built-in bench connects to the 3-car garage with epoxy floors and a spacious maintenance free deck. Upstairs are four bedrooms, including an owner's suite with a freestanding tub, walk-in shower, and an oversized closet that connects directly to the laundry room, complete with folding space and a sink. Bedrooms 2 and 3 share a Jack & Jill bath, and bedroom 4 has a private 3/4 bath. The finished walkout basement includes an indoor sport court with workout area, a large family room, a full wet bar with refrigerator, microwave, and sink, plus a fifth bedroom and 3/4 bath. A side walkout opens to a fully fenced backyard with mature trees for privacy. Community amenities include a private clubhouse, pool, pickleball/basketball courts, and a playground.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2019
LevelsTwo
Living area4,292 sqft
Above-grade finished2,851 sqft
Below-grade finished1,441 sqft
Lot size0.37 acres (81x177x67x56x140)
Days on market0
ListedSep 28, 2026
MLS #NST7151295
CountyHennepin
SubdivisionReserve At Elm Creek
Parcel #2412022310050

Facts & features

Interior

Bedrooms
5
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 729 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener
Patio & porch
Deck, Front Porch, Patio
Exterior features
Stone, Cement Board, Vinyl
Fencing
Chain Link, Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,557 sqft
Roof
Age Over 8 Years
Year built
2019

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Reserve At Elm Creek
HOA
$275/quarter
HOA name
RowCal
HOA phone
6513621570
HOA includes
Other, Professional Mgmt, Shared Amenities
School district
11 - Anoka-Hennepin

Financial & listing details

Annual tax
$9,596.74 (2026)
Listed
Sep 28, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Sump Basket
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Upper Level
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Tile Floors, Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board, Vinyl
RoofAge Over 8 Years
FoundationPoured Concrete
Foundation area1,557 sqft
Patio/porchDeck, Front Porch, Patio
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener
Garage spaces3
Garage size729 sqft

Financial details

Annual taxes$9,596.74
Tax year2026
Taxes w/ assessments9596.74
Assessment pendingNo
HOA fee$275
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$21,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $21,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,546/mo
Principal & interest$4,204
Property taxes$800
Home insurance (est.)$267
HOA fees$275
%
$160,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10580 Three Oaks Lane, Champlin, MN, 55316

Listing information

MLS #NST7151295
StatusActive
Last updatedOct 13, 2026, 2:40 PM
Originally listedOct 13, 2026, 9:39 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.