Listed at
$205,000
$292/sqft

10490 US Highway 169 #309

10490 US Highway 169 #309, Garrison, MN, 56450
1  Bedrooms1  Bathroom702  Square Feet2  Acres
Days on market123
Year built1987
ParkingAsphalt
HOA / month$125
TypeResidential
Est. $3,150buyer credit when you buy with SODL
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About this home

Wake up to the gorgeous Mille Lacs sunrise and enjoy your coffee on the deck! This well-maintained one bedroom one bath condo has a stunning panoramic view, vaulted ceilings with skylights, a new ductless mini split and is ready for you to move in! Comes furnished, including a washer and dryer! Beautiful protected harbor that has a slip out front to rent if you want to bring your boat, or just enjoy being near the water. You can catch fish right from shore! Minutes from Garrison and pizza right next door.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1987
LevelsOne
Living area702 sqft
Above-grade finished702 sqft
Below-grade finished0 sqft
Lot size2 acres (309x373x220x301)
Days on market123
ListedMay 29, 2026
MLS #NST7082449
CountyCrow Wing
Parcel #246000003090009

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard, Fireplace(s)
Cooling
Ductless Mini-Split
Appliances
Exhaust Fan, Microwave, Range, Refrigerator

Property

Levels / stories
One
Parking features
Asphalt, Shared Driveway, Unassigned
Exterior features
Wood
View
East, Harbor, Lake
Waterfront
Association Access, Lake View, Shared
Lot size
2 acres

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
None · 702 sqft
Year built
1987

Utilities

Water
Shared System, Well
Sewer
City Sewer/Connected
Fuel
Electric

Community & HOA

HOA
$125/month
HOA name
Garrison Harbor Condos
HOA phone
6125813911
HOA includes
Beach Access, Building Exterior, Hazard Insurance, Maintenance Grounds, Professional Mgmt, Sanitation, Shared Amenities
HOA amenities
Beach, Common Garden, In-Ground Sprinkler System
School district
181 - Brainerd

Financial & listing details

Annual tax
$2,057 (2026)
Tax with assessments
2056
Listed
May 29, 2026
Days on market
123
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingBaseboard, Fireplace(s)
CoolingDuctless Mini-Split
Fireplaces1
AppliancesExhaust Fan, Microwave, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Tile Floors, Vaulted Ceiling(s)
AccessibilityNone

Exterior & lot

ExteriorWood
FoundationNone
Foundation area702 sqft
Road frontageHighway
ZoningResidential-Multi-Family

Utilities

Water sourceShared System, Well
SewerCity Sewer/Connected
FuelElectric

Parking & garage

ParkingAsphalt, Shared Driveway, Unassigned
Garage spaces0

Financial details

Annual taxes$2,057
Tax year2026
Taxes w/ assessments2056
Assessment pendingNo
HOA fee$125
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$3,150Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,150

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,442/mo
Principal & interest$1,077
Property taxes$171
Home insurance (est.)$68
HOA fees$125
%
$41,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10490 US Highway 169 #309, Garrison, MN, 56450

Listing information

MLS #NST7082449
StatusActive
Last updatedJun 2, 2026, 8:25 PM
Originally listedMay 29, 2026, 10:09 AM
Listing officeWits Realty
Co-listing officeWits Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.