Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,558 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$198,900

$80/sqft

James Bowes Add

1026 9th Avenue S, Saint Cloud, MN, 56301

8 Bedrooms2 Bathrooms2,490 Square Feet0.17 Acres

Days on market0

Year built1930

ParkingParking Lot

TypeResidential

Est. $2,967buyer credit when you buy with SODL

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About this home

Excellent investment opportunity near historic downtown St Cloud. Conveniently located near parks, library, and bus line. Property currently rented as a single family home but could also be used as a 2 unit or for separate room rentals. Large 8 bedroom 2 bath with hardwood floors. Recent updates include: flooring, carpet, interior & exterior paint, grading, gutter guard, tub & vinyl surround. Newer roof, furnace, & a/c.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1930

LevelsOne and One Half

Living area2,490 sqft

Above-grade finished1,578 sqft

Below-grade finished912 sqft

Lot size0.17 acres (55 x 132)

Days on market0

ListedOct 14, 2026

MLS #NST7159883

CountyStearns

SubdivisionJames Bowes Add

Parcel #82445230000

Facts & features

Interior

Bedrooms: 8
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Parking features: Parking Lot
Exterior features: Wood
Lot size: 0.17 acres
Lot dimensions: 55 x 132
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,128 sqft
Roof: Age 8 Years or Less
Year built: 1930

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: James Bowes Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,558 (2026)
Listed: Oct 14, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Drainage System, Finished, Full

HeatingForced Air

CoolingCentral Air

AppliancesDryer, Range, Refrigerator, Washer

DiningSeparate/Formal Dining Room

AmenitiesCable, Hardwood Floors, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less

FoundationBlock

Foundation area1,128 sqft

Road frontageCity Street, Curbs, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingParking Lot

Garage spaces0

Financial details

Annual taxes$2,558

Tax year2026

Taxes w/ assessments2558

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,967Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,967

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,325/mo

Principal & interest$1,045

Property taxes$213

Home insurance (est.)$66

Down payment

$39,780

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.