Listed at
$689,000
$177/sqft

10225 State Highway 27

10225 State Highway 27, Onamia, MN, 56359
6  Bedrooms3  Bathrooms3,897  Square Feet9.48  Acres
Days on market0
Year built1990
Garage spaces4
TypeResidential
Est. $17,670buyer credit when you buy with SODL
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About this home

Your Private Mille Lacs Lake Getaway — Sleeps 20+ Escape to an unforgettable Mille Lacs Lake retreat designed for gathering, relaxing, and entertaining. Set in a peaceful wooded setting directly across the street from lake access, this spacious 6-bedroom, 3-bath rambler offers room for the whole crew—with comfortable accommodations for 20+ guests. Whether you're planning a family reunion, friends' getaway, fishing weekend, snowmobile adventure, holiday gathering, or an extended lake-country vacation, this property delivers the space and amenities to make your stay exceptional. Inside, guests will enjoy an inviting full kitchen and dining area, along with multiple gathering spaces including a family room, living room, and lower-level family room. The lower level is being elevated even further with a soon-to-be-installed wet bar and extra-large-screen TV, creating the perfect destination for game days, movie nights, and late-night entertaining. For a little indulgence after a day on the lake or trails, retreat to the home's private hot tub/spa area with its own shower—an especially welcome amenity during Minnesota's cooler months. And the entertainment doesn't stop at the house. Step into the property's heated and insulated pole barn game room, where arcade games create your own private entertainment zone. Kids, teens, and adults alike can enjoy hours of fun without ever leaving the property. Outdoors, the retreat truly shines. Gather on the spacious deck for morning coffee beneath the trees, spend your evenings around the outdoor firepit, or simply enjoy the privacy and atmosphere of the wooded surroundings. Adventure is never far away. With Mille Lacs Lake access directly across the street, some of Minnesota's best-known fishing and lake recreation are practically at your doorstep. Side-by-side, ATV, and winter enthusiasts will also appreciate convenient trail access leading toward the Soo Line recreational trail corridor, opening the door to miles of year-round exploration. Room for Everyone. Entertainment for Everyone. With 6 bedrooms, 3 bathrooms, multiple living and family rooms, indoor spa amenities, a dedicated game building, expansive outdoor gathering areas, lake access, and room to sleep 20+, this isn't simply an overnight stay—it's your group's private Mille Lacs destination. Stay for a night, a weekend, or an entire week and make the property your home base for everything the Mille Lacs area has to offer. Lake days. Trail adventures. Hot-tub nights. Arcade competitions. Fireside conversations. Bring the people you love—and make some memories.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1990
LevelsOne
Living area3,897 sqft
Above-grade finished2,866 sqft
Below-grade finished1,031 sqft
Lot size9.48 acres (361x1184)
Days on market0
ListedOct 6, 2026
MLS #NST7147915
CountyMille Lacs
Parcel #170210605

Facts & features

Interior

Bedrooms
6
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Double Oven, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Trash Compactor, Wall Oven, Washer

Property

Levels / stories
One
Garage
4 spaces · 20x37 · 750 sqft
Parking features
Attached Garage, Detached Garage, Electric, Finished Garage, Heated Garage, Insulated Garage, Multiple Garages, Storage
Patio & porch
Deck, Patio
Exterior features
Metal
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete, Frame
Foundation
Block · 2,866 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1990

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
HOA includes
None
School district
480 - Onamia
High school district
Onamia

Financial & listing details

Annual tax
$3,708 (2026)
Listed
Oct 6, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Full, Partially Finished, Storage Space, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Double Oven, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Trash Compactor, Wall Oven, Washer
DiningKitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hot Tub, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorMetal
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area2,866 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontagePaved Streets, State Road, Township, Unpaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Electric, Finished Garage, Heated Garage, Insulated Garage, Multiple Garages, Storage
Garage spaces4
Garage size750 sqft

Financial details

Annual taxes$3,708
Tax year2026
Taxes w/ assessments3708
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District480 - Onamia
District number480
District phone3205324174
High schoolOnamia
SODL flat fee brokerage
$17,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $17,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,160/mo
Principal & interest$3,621
Property taxes$309
Home insurance (est.)$230
%
$137,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10225 State Highway 27, Onamia, MN, 56359

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Listing information

MLS #NST7147915
StatusActive
Last updatedOct 6, 2026, 7:14 PM
Originally listedOct 6, 2026, 1:23 PM
Listing officeCountryside Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.