Listed at
$549,900
$102/sqft

Oak Shores 1st Add

1011 Hwy15, Armstrong, IA, 50514
7  Bedrooms6  Bathrooms5,417  Square Feet0.903  Acres
Days on market295
Year built2005
Garage spaces3
HOA / month$75
TypeResidential
Est. $13,497buyer credit when you buy with SODL
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About this home

Lakefront Luxury Living on Iowa Lake – Energy Efficient Home | 6 Bed | 5 Bath | 164’ of Private Shoreline Discover the ultimate Iowa lake home lifestyle with this exceptional, energy-efficient property offering 164 feet of private lakeshore on beautiful Iowa Lake. Nestled on nearly 1 acre, this spacious custom-built residence features 6 bedrooms and 5 bathrooms, designed for comfort, elegance, and year-round lake enjoyment. Step inside the impressive two-story great room, where dramatic A-frame windows showcase panoramic waterfront views and fill the home with natural light. The open-concept main level includes a gourmet chef’s kitchen with a large center island, walk-in pantry, and generous dining space—ideal for hosting gatherings at the lake. The main level also includes a primary suite with lake views and private ensuite, plus a second bedroom (or office) with its own full bath, along with convenient main-floor laundry. Designed for efficient living, this home features modern, energy-saving construction elements that help maintain comfort and reduce utility costs. The walk-out lower level is perfect for guests or multi-generational living, offering: Two additional large bedroom suites, a spacious second living room, game & recreation areas, Easy access to the backyard and shoreline. Outside, enjoy your lakefront oasis with space for entertaining, relaxing, gardening, or playing along the water. Add your dock and hoist for direct water access just steps from your home. The oversized 3-car garage offers plenty of storage for boats, lake toys, fishing gear, and outdoor equipment—everything needed for life on the lake. Whether you’re watching sunrise over the water, enjoying summer boating, fishing, and swimming, or unwinding by the shore at sunset, this property delivers the very best in Iowa lakefront real estate. Don’t miss this rare opportunity to own a private lakeshore retreat. Schedule your private showing and experience true lake living today.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2005
LevelsTwo
Living area5,417 sqft
Above-grade finished3,587 sqft
Below-grade finished1,830 sqft
Lot size0.903 acres (164x240)
Days on market295
ListedDec 7, 2025
MLS #NST6825020
CountyEmmet
SubdivisionOak Shores 1st Add
Parcel #0412251003

Facts & features

Interior

Bedrooms
7
Bathrooms
6
Bath breakdown
4 full / 1 3/4 / 1 half
Heating
Heat Pump
Cooling
Central Air
Basement
Full · 1,830 sqft finished

Property

Levels / stories
Two
Garage
3 spaces · 36x24 · 864 sqft
Parking features
Detached Garage
Waterfront
Lake Front
Lot size
0.903 acres
Lot dimensions
164x240

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
2,110 sqft
Year built
2005

Utilities

Water
Shared System
Sewer
Septic System Compliant - No
Fuel
Propane

Community & HOA

Subdivision
Oak Shores 1st Add
HOA
$75/month
HOA name
Oak Shores - Gene
HOA phone
5154909784
HOA includes
None
School district
Estherville Lincoln Central Com Sch Dist

Financial & listing details

Annual tax
$5,180 (2025)
Listed
Dec 7, 2025
Days on market
295
Manufactured home
Yes

Interior details

Total bathrooms6
Full baths4
3/4 baths1
Half baths1
1/4 baths0
BasementFull
HeatingHeat Pump
CoolingCentral Air
Fireplaces1
AccessibilityNone

Exterior & lot

Foundation area2,110 sqft
ZoningResidential-Single Family

Utilities

Water sourceShared System
SewerSeptic System Compliant - No
FuelPropane

Parking & garage

ParkingDetached Garage
Garage spaces3
Garage size864 sqft

Financial details

Annual taxes$5,180
Tax year2025
Taxes w/ assessments5180
Assessment pendingNo
HOA fee$75
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1036
District phone7123628460
High schoolEstherville Lincoln Central Com Sch Dist
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,580/mo
Principal & interest$2,890
Property taxes$432
Home insurance (est.)$183
HOA fees$75
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1011 Hwy15, Armstrong, IA, 50514

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Listing information

MLS #NST6825020
StatusActive
Last updatedFeb 9, 2026, 6:28 PM
Originally listedDec 7, 2025, 10:34 PM
Listing officeEXIT Realty - Great Plains
Co-listing officeNON MEMBER FILE

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.