Active
$319,900

1007 1st Street S, Cold Spring, MN, 56320

4  Bedrooms2  Bathrooms2,195  Square Feet0.38  Acres
Days on market11
Year built1959
Garage spaces1
Potential $6,597buyer credit when you buy with SODL
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About this home

Welcome home to this inviting four-bedroom, two-bathroom home situated on a generous 0.38-acre lot in charming Cold Spring! Offering a flexible layout with the potential for up to five bedrooms, this home provides plenty of room to grow and make it your own. The main level features a comfortable living room, dining area, and kitchen along with two bedrooms featuring walk-in closets. Main level laundry, full bathroom, and convenient quarter bathroom add to the home's everyday functionality. Just off the dining area, the spacious sunroom provides a versatile spot to relax, entertain, or gather with family and friends while enjoying views of the backyard. An adjoining workshop offers additional space for hobbies and projects, while the oversized one-stall garage provides extra room for storage and everyday needs. Downstairs, the lower level expands the living space with a large family room, an additional bedroom, and a flex room with the potential to become a fifth bedroom with the addition of an egress window. Moving the laundry back to the lower level could provide even more flexibility for the home's layout. Outside, the fully fenced, flat backyard just redone in 2025 offers plenty of room for pets, gardening, outdoor activities, and entertaining around the paved fire pit area. The spacious 0.38-acre lot also presents the potential to add another garage, offering an opportunity for additional storage or workspace. Numerous improvements, including new roofing, gutters, steel siding, garage door, newer patio door, remodeled lower level, newer lvp and carpet on main floor, new water heater, updated insulation behind siding, newer appliances. Conveniently located near Pioneer Park, Springer Park, and downtown Cold Spring, this property combines a flexible living space, a spacious yard, and small-town convenience!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1959
LevelsOne
Living area2,195 sqft
Above-grade finished1,296 sqft
Below-grade finished899 sqft
Lot size0.38 acres (114x208x125x199)
Days on market11
ListedOct 16, 2026
MLS #NST7157884
CountyStearns
Parcel #48291220000

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 16x27 · 428 sqft
Parking features
Attached Garage
Patio & porch
Patio, Rear Porch
Exterior features
Stone, Steel Siding
Fencing
Full

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Other · 1,264 sqft
Roof
Asphalt
Year built
1959

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
750 - Rocori
High school district
Rocori

Financial & listing details

Annual tax
$3,640 (2026)
Listed
Oct 16, 2026
Days on market
11 · 70 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths0
1/4 baths1
BasementDaylight/Lookout Windows, Finished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorStone, Steel Siding
RoofAsphalt
FoundationOther
Foundation area1,264 sqft
Patio/porchPatio, Rear Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces1
Garage size428 sqft

Financial details

Annual taxes$3,640
Tax year2026
Taxes w/ assessments3640
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District750 - Rocori
District number750
District phone3206854901
High schoolRocori
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,091/mo
Principal & interest$1,681
Property taxes$303
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1007 1st Street S, Cold Spring, MN, 56320

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Listing information

MLS #NST7157884
Last reported MLS statusActive
MLS record updatedOct 23, 2026, 11:18 PM
Originally listedOct 16, 2026, 9:12 AM
Listing officePemberton RE

Status reflects the latest MLS record available to SODL, not independently confirmed current availability. Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.