Listed at
$720,000
$250/sqft

North Shore Acres Sub

10 N Shore Drive, Garvin, MN, 56132
3  Bedrooms3  Bathrooms2,884  Square Feet0.412  Acres
Days on market32
Year built2009
Garage spaces2
TypeResidential
Est. $18,600buyer credit when you buy with SODL
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About this home

Welcome to your own piece of lake country! This beautiful Lake Sarah waterfront home offers the perfect combination of classic Up North charm, comfortable living spaces, and incredible lake views. Situated on a desirable, flat lot with 100 feet of low-bank shoreline and located on a paved road, this property is ready for you to start enjoying lake life. Step inside and you'll immediately appreciate the warm, inviting interior featuring beautiful hardwood floors, pine walls, and an impressive vaulted ceiling. Large windows throughout the main living area overlook the lake and fill the home with an abundance of natural light. The cozy living room fireplace creates the perfect setting for relaxing after a day on the water or gathering with family and friends. The main level features 2 bedrooms and 2 bathrooms, along with inviting living spaces designed to take full advantage of the beautiful lake views. Upstairs, you'll find a versatile loft that makes a great family room, game room, or potential 4th bedroom. The loft is connected to a convenient Jack-and-Jill bathroom. Also located on the upper level is a spacious private bedroom that could serve as the primary suite. This generous retreat offers plenty of room for extra furniture and personal touches, allowing you to create your own private oasis. Step outside onto the bedroom's private deck, where you'll enjoy stunning views of Lake Sarah. The private deck connects to the main deck, creating an exceptional space for enjoying the lake and beautiful sunsets. Outside is where lake living really shines! Spend summer evenings on the large maintenance-free deck overlooking the lake, take in breathtaking sunsets, and enjoy easy access to the water from the desirable low-bank shoreline. A lakeside storage shed provides the perfect spot for storing your lake toys. The finished two-car garage built in 2017, complete with metal sheeting, provides excellent storage and workspace. This is a move-in-ready lake home with everything you need to start enjoying the best of Lake Sarah right away. And for an even easier transition, the household furniture, décor, and patio/deck furniture are all negotiable with the sale. Whether you're looking for a year-round home, a weekend getaway, or the perfect place to make generations of lake memories, this Lake Sarah property deserves a look! Come enjoy the sunsets, the shoreline, and the lake lifestyle you've been waiting for!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2009
LevelsOne and One Half
Living area2,884 sqft
Above-grade finished2,884 sqft
Below-grade finished0 sqft
Lot size0.412 acres (100x175)
Days on market32
ListedAug 27, 2026
MLS #NST7134396
CountyMurray
SubdivisionNorth Shore Acres Sub
Parcel #111700050

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One and One Half
Garage
2 spaces · 28x28 · 784 sqft
Parking features
Attached Garage, Finished Garage, Insulated Garage
Exterior features
Engineered Wood
Other structures
Storage Shed
View
Lake

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 1,440 sqft
Roof
Metal
Year built
2009

Utilities

Water
Rural/Municipality, Well
Sewer
City Sewer/Connected
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
North Shore Acres Sub
HOA
No HOA
School district
2904 - Tracy Area
High school district
Tracy Area

Financial & listing details

Annual tax
$2,907.4 (2026)
Tax with assessments
4596
Listed
Aug 27, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementCrawl Space, Drainage System, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Main Level
AppliancesDishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, In-Ground Sprinkler, Vaulted Ceiling(s)
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood
RoofMetal
FoundationPoured Concrete
Foundation area1,440 sqft
Lot featuresAccessible Shoreline
Road frontageCounty Road, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceRural/Municipality, Well
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingAttached Garage, Finished Garage, Insulated Garage
Garage spaces2
Garage size784 sqft

Financial details

Annual taxes$2,907.4
Tax year2026
Taxes w/ assessments4596
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2904 - Tracy Area
District number2904
District phone5076295500
High schoolTracy Area
SODL flat fee brokerage
$18,600Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,600

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,266/mo
Principal & interest$3,784
Property taxes$242
Home insurance (est.)$240
%
$144,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

10 N Shore Drive, Garvin, MN, 56132

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Listing information

MLS #NST7134396
StatusActive
Last updatedSep 28, 2026, 2:40 PM
Originally listedAug 27, 2026, 4:11 PM
Listing officeCreative Three, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.