Does this property have an HOA?

Yes. The HOA fee is $150 per month.

What are the annual property taxes?

Annual property taxes are $1,064 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 39 days.

Listed at

$285,000

$205/sqft

Cinosam Club

4470 Cinosam Road, Brainerd, MN, 56401

2 Bedrooms1 Bathroom1,390 Square Feet0.26 Acres

Days on market39

Year built1960

Garage spaces1

HOA / month$150

TypeResidential

Est. $5,550buyer credit when you buy with SODL

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About this home

Whether you're looking for a year-round home, a weekend getaway, or simply a place where summer feels a little more like summer, you'll love the charming 2 bed, 1 bath home in the highly sought after Cinosam neighborhood. Blending modern updates with classic Minnesota charm this home offers new appliances, a spacious deck, & a fenced in yard thats ready for morning coffee, backyard bbq's, and long summer evenings under the stars. And then there's the Cinosam lifestyle that practically expands your backyard with access to both Gull & Round Lake. Rooted in community, brotherhood, and the simple joys of lakeside living. Cinosam Club is an optional membership for $150/year. Welcome Home.:)

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsTwo

Living area1,390 sqft

Above-grade finished1,390 sqft

Below-grade finished0 sqft

Lot size0.26 acres (134x85)

Days on market39

ListedAug 19, 2026

MLS #NST7129245

CountyCrow Wing

SubdivisionCinosam Club

Parcel #99030872

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Forced Air, Fireplace(s)
Cooling: Wall Unit(s)
Appliances: Dishwasher, Dryer, Range, Refrigerator, Trash Compactor, Washer

Property

Levels / stories: Two
Garage: 1 space · 20x23 · 460 sqft
Parking features: Attached Garage, Asphalt
Patio & porch: Deck
Exterior features: Fiber Board
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 920 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1960

Utilities

Water: Drilled
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Electric, Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Cinosam Club
HOA: $150/annual
HOA name: Cinosam Club
HOA phone: 2188395259
HOA includes: Beach Access, Dock, Shared Amenities
School district: 181 - Brainerd

Financial & listing details

Annual tax: $1,064 (2026)
Listed: Aug 19, 2026
Days on market: 39 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard, Forced Air, Fireplace(s)

CoolingWall Unit(s)

Fireplaces1

LaundryMain Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Trash Compactor, Washer

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island

AccessibilityNone

Special featuresMain Floor Laundry

Exterior & lot

ExteriorFiber Board

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area920 sqft

Patio/porchDeck

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCounty Road, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled

SewerMound Septic, Septic System Compliant - Yes

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Asphalt

Garage spaces1

Garage size460 sqft

Financial details

Annual taxes$1,064

Tax year2026

Taxes w/ assessments1064

Assessment pendingNo

HOA fee$150

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$5,550Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,550

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,831/mo

Principal & interest$1,498

Property taxes$89

Home insurance (est.)$95

HOA fees$150

Down payment

$57,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.