Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,491 (2025).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 49 days.

Listed at

$319,900

$181/sqft

20810 Cadwell Avenue

20810 Cadwell Avenue, Brainerd, MN, 56401

3 Bedrooms2 Bathrooms1,770 Square Feet0.45 Acres

Days on market49

Year built1975

Garage spaces2

TypeResidential

Est. $6,597buyer credit when you buy with SODL

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About this home

Nestled between Round and Gull Lake, welcome to this beautifully maintained 3 bedroom/2 bath one level living on nearly half acre lot in a quiet setting. Inside, the home offers an inviting layout with tile flooring, higher end wood finishings, and newer carpet, along with a private primary bedroom ensuite. Step outside to enjoy the fully fenced backyard, complete with a back deck and fire pit area, ideal for relaxing evenings or hosting gatherings. The large shed provides extra storage, while the 2 car insulated garage adds convenience year-round. With a newer roof and updates throughout, this move-in ready home offers space, privacy, and comfort all in one.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1975

LevelsOne

Living area1,770 sqft

Above-grade finished1,458 sqft

Below-grade finished312 sqft

Lot size0.45 acres (150x132)

Days on market49

ListedApr 23, 2026

MLS #NST7061080

CountyCrow Wing

Parcel #99031036

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 22x22 · 400 sqft
Parking features: Detached Garage, Concrete
Exterior features: Stone, Cedar, Wood
Fencing: Chain Link
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,458 sqft
Year built: 1975

Utilities

Water: Well
Sewer: Holding Tank, Private Sewer
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $1,491 (2025)
Tax with assessments: 1516
Listed: Apr 23, 2026
Days on market: 49 · 17 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

AppliancesDryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

AmenitiesCable, Ceiling Fan(s), Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, Tile Floors

AccessibilityWheelchair Ramp(s)

Exterior & lot

ExteriorStone, Cedar, Wood

FoundationBlock

Foundation area1,458 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank, Private Sewer

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$1,491

Tax year2025

Taxes w/ assessments1516

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$6,597Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,597

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,912/mo

Principal & interest$1,681

Property taxes$124

Home insurance (est.)$107

Down payment

$63,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.