Does this property have an HOA?

Yes. The HOA fee is $150 per month.

What are the annual property taxes?

Annual property taxes are $1,252 (2024).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 453 days.

Listed at

$289,900

$242/sqft

Cinosam Club

4351 Cinosam Road, Brainerd, MN, 56401

2 Bedrooms1 Bathroom1,200 Square Feet0.78 Acres

Days on market453

Year built1988

Garage spaces1

HOA / month$150

TypeResidential

Est. $5,697buyer credit when you buy with SODL

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About this home

Enjoy the best of lake country living in this charming 2-bedroom, 1-bath home situated on a peaceful 0.78-acre lot between Brainerd and Nisswa. With almost 1,800 sq ft of comfortable living space, an attached garage, and a spacious yard, this property offers the perfect balance of privacy, space, and convenience. As a member of the sought-after Cinosam Club, you'll have exclusive access to private beaches on both Gull Lake and Round Lake—ideal for boating, swimming, and making the most of summer in the Northwoods. Embrace the Up North lifestyle in one of the Brainerd Lakes Area’s most desirable communities. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1988

LevelsOne

Living area1,200 sqft

Above-grade finished1,200 sqft

Below-grade finished0 sqft

Lot size0.78 acres (250x133)

Days on market453

ListedJul 2, 2025

MLS #NST6738032

CountyCrow Wing

SubdivisionCinosam Club

Parcel #99030757

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 11x20 · 210 sqft
Parking features: Attached Garage
Other structures: Storage Shed
Waterfront: Association Access
Lot size: 0.78 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Frame
Foundation: 1,200 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1988

Utilities

Water: Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Cinosam Club
HOA: $150/annual
HOA name: Cinosam Club
HOA phone: 2182328307
HOA includes: Beach Access
School district: Brainerd

Financial & listing details

Annual tax: $1,252 (2024)
Listed: Jul 2, 2025
Days on market: 453 · 163 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDryer, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window

AccessibilityDoors 36"+, Grab Bars In Bathroom, Other

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,200 sqft

Lot featuresTree Coverage - Medium

Road frontageOther, Township

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size210 sqft

Financial details

Annual taxes$1,252

Tax year2024

Taxes w/ assessments1252

Assessment pendingNo

HOA fee$150

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number896

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$5,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,875/mo

Principal & interest$1,524

Property taxes$104

Home insurance (est.)$97

HOA fees$150

Down payment

$57,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.