
Cinosam Club
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About this home
Meticulously maintained and spacious 2-bedroom, 2-bath home with access to Gull and Round Lakes is move-in ready! Double lot with level grounds rimmed with mature pines and oaks. Kitchen features oak cabinetry, hard-surface countertops plus pantry, 2 closets, newer appliances and informal dining with front-yard views. Bathrooms have been recently updated. Dining and living room combination easily accommodates larger gatherings. The lower level features the family room with new natural gas free-standing fireplace, plus a spacious 16x13 bedroom with adjoining full bath. For those that love the outdoors, you’ll enjoy the screened porch for relaxing and listening to the sounds of nature. Porch leads to the grill deck. Large utility and laundry room with newer washer and dryer, utility sink, lots of additional storage space, and the convenience of direct access to the garage. Attached insulated double garage with natural gas heater, window A/C, and LED lighting. Asphalt driveway plus a second driveway that will accommodate parking for recreational vehicles, travel trailers, guest parking, or add your own storage building. Recently installed gutters with leaf guards. Septic is compliant. Exclusive Club access offers use of the main beach area on Gull Lake, access on Round Lake, the lakeside park along with the use of several Outlots. Whether you enjoy walking, riding your bike, snowmobiling, kayaking, cruising with your golf cart, spending a day at the beach or watching the amazing sunsets across Gull Lake, it’s all here in Cinosam!
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Home facts
Facts & features
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Baseboard, Fireplace(s)
- Cooling
- Window Unit(s)
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- Split Entry (Bi-Level)
- Garage
- 2 spaces · 24X24 · 576 sqft
- Parking features
- Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage
- Patio & porch
- Deck, Porch, Screened
- Exterior features
- Engineered Wood
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Block, Concrete, Frame
- Foundation
- Block · 960 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 1984
Utilities
- Water
- Drilled
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Fuel
- Electric, Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Cinosam Club
- HOA
- $150/annual
- HOA name
- Cinosam Club
- HOA phone
- 2182328307
- HOA includes
- Beach Access, Other, Shared Amenities
- School district
- 181 - Brainerd
Financial & listing details
- Annual tax
- $1,244 (2026)
- Listed
- Aug 11, 2026
- Days on market
- 49 · 196 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
20535 Ward Avenue, Brainerd, MN, 56401
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
