Does this property have an HOA?

Yes. The HOA fee is $375 per month.

What are the annual property taxes?

Annual property taxes are $1,222 (2024).

How long has this property been on the market?

This property has been listed for 395 days.

No photos available

Listed at

$134,900

$233/sqft

Garrison Harbor Condominiums

10490 US Highway 169 #103, Garrison, MN, 56450

1 Bathroom580 Square Feet

Days on market395

Year built1987

ParkingAsphalt

HOA / month$375

TypeResidential

Est. $1,047buyer credit when you buy with SODL

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About this home

Enjoy lakeside living in this well-cared-for main-level studio condo on the water's edge of beautiful Mille Lacs Lake with absolutely no stairs required! This unit features tile floors with a stone wood-burning fireplace and new carpet. A convenient Murphy bed maximizes your living space while the three-season porch offers the perfect spot to relax. Step right out—no stairs required—to feel the breeze as you sip your morning coffee and gaze out at the lake. Enjoy fun in the sun on the sandy beach. Located near golf and dining, this fully furnished condo is a perfect retreat to enjoy year-round.

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Home facts

Property typeResidential

Property subtypeLow Rise

Year built1987

LevelsOne

Living area580 sqft

Above-grade finished580 sqft

Below-grade finished0 sqft

Lot size0 acres (Common)

Days on market395

ListedAug 29, 2025

MLS #NST6778051

CountyCrow Wing

SubdivisionGarrison Harbor Condominiums

Parcel #24120530

Facts & features

Interior

Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Wall Unit(s)
Appliances: Exhaust Fan, Microwave, Range, Refrigerator
Basement: None · 0 sqft finished

Property

Levels / stories: One
Parking features: Asphalt, Shared Driveway, Unassigned
View: Harbor, Lake
Waterfront: Lake View
Lot dimensions: Common
Lot features: Some Trees

Construction

Property type: Residential
Property subtype: Low Rise
Construction materials: Wood Siding
Foundation: 580 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1987

Utilities

Water: Shared System, Well
Sewer: City Sewer/Connected

Community & HOA

Subdivision: Garrison Harbor Condominiums
HOA: $375/quarter
HOA name: Garrison Harbor
HOA phone: 612-581-3922
HOA includes: Beach Access, Maintenance Structure, Hazard Insurance, Maintenance Grounds, Trash
HOA amenities: Beach

Financial & listing details

Annual tax: $1,222 (2024)
Tax with assessments: 1222.0000
Listed: Aug 29, 2025
Days on market: 395 · 42 cumulative

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard

CoolingWall Unit(s)

Fireplaces1

AppliancesExhaust Fan, Microwave, Range, Refrigerator

AccessibilityNo Stairs Internal

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area580 sqft

Lot featuresSome Trees

Road frontagePaved Streets, Highway

ZoningResidential-Single Family

Utilities

Water sourceShared System, Well

SewerCity Sewer/Connected

Parking & garage

ParkingAsphalt, Shared Driveway, Unassigned

Garage spaces0

Financial details

Annual taxes$1,222

Tax year2024

Taxes w/ assessments1222.0000

Assessment pendingYes

HOA fee$375

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number181

District phone218-454-6900

High schoolBrainerd

SODL flat fee brokerage

$1,047Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,047

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,231/mo

Principal & interest$709

Property taxes$102

Home insurance (est.)$45

HOA fees$375

Down payment

$26,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.